SpareBank 1 Østfold Akershus (SOAG) Stock Overview
Operates as a savings bank that provides various banking products and services in Norway. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
SOAG Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
SpareBank 1 Østfold Akershus Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 441.00 |
| 52 Week High | NOK 476.35 |
| 52 Week Low | NOK 411.00 |
| Beta | 0.063 |
| 1 Month Change | -1.97% |
| 3 Month Change | 0.23% |
| 1 Year Change | 4.06% |
| 3 Year Change | 37.81% |
| 5 Year Change | 43.18% |
| Change since IPO | 219.57% |
Recent News & Updates
Recent updates
Shareholder Returns
| SOAG | NO Banks | NO Market | |
|---|---|---|---|
| 7D | -0.2% | -0.2% | -0.6% |
| 1Y | 4.1% | 6.1% | 11.4% |
Return vs Industry: SOAG underperformed the Norwegian Banks industry which returned 6.1% over the past year.
Return vs Market: SOAG underperformed the Norwegian Market which returned 11.4% over the past year.
Price Volatility
| SOAG volatility | |
|---|---|
| SOAG Average Weekly Movement | 2.5% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 5.3% |
| 10% most volatile stocks in NO Market | 10.8% |
| 10% least volatile stocks in NO Market | 3.1% |
Stable Share Price: SOAG has not had significant price volatility in the past 3 months compared to the Norwegian market.
Volatility Over Time: SOAG's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1835 | 280 | Arild Hansen | www.sparebank1.no/nb/ostfold-akershus/privat.html |
SpareBank 1 Østfold Akershus operates as a savings bank that provides various banking products and services in Norway. It offers savings in funds; savings accounts; savings for children and retirement; and stocks and investment products. The company also provides mortgage, car, moving, consumer, vehicle, green, and transferring loans, as well as refinancing of mortgage and consumer debt; financing services, including overdrafts, leasing, business loans, bank guarantees, construction loans, growth guarantee schemes, operating credit for agriculture, factoring, and invoice sales.
SpareBank 1 Østfold Akershus Fundamentals Summary
| SOAG fundamental statistics | |
|---|---|
| Market cap | NOK 5.46b |
| Earnings (TTM) | NOK 623.00m |
| Revenue (TTM) | NOK 1.39b |
Is SOAG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SOAG income statement (TTM) | |
|---|---|
| Revenue | NOK 1.39b |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 1.39b |
| Other Expenses | NOK 768.00m |
| Earnings | NOK 623.00m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 50.29 |
| Gross Margin | 100.00% |
| Net Profit Margin | 44.79% |
| Debt/Equity Ratio | 99.0% |
How did SOAG perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/26 23:33 |
| End of Day Share Price | 2026/06/26 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SpareBank 1 Østfold Akershus is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Žilvinas Jusaitis | Norne Securities AS |
| Herman Zahl | Pareto Securities |