Al Dhafra Insurance Company P.S.C.

ADX:DHAFRA Stock Report

Market Cap: د.إ486.0m

Al Dhafra Insurance Company P.S.C Past Earnings Performance

Past criteria checks 1/6

Al Dhafra Insurance Company P.S.C's earnings have been declining at an average annual rate of -12.8%, while the Insurance industry saw earnings declining at 1.3% annually. Revenues have been declining at an average rate of 13.9% per year. Al Dhafra Insurance Company P.S.C's return on equity is 7.6%, and it has net margins of 34.1%.

Key information

-12.8%

Earnings growth rate

-12.8%

EPS growth rate

Insurance Industry Growth3.0%
Revenue growth rate-13.9%
Return on equity7.6%
Net Margin34.1%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Al Dhafra Insurance Company P.S.C's (ADX:DHAFRA) Dividend Will Be AED0.35

Apr 04
Al Dhafra Insurance Company P.S.C's (ADX:DHAFRA) Dividend Will Be AED0.35

Al Dhafra Insurance Company P.S.C (ADX:DHAFRA) Is Due To Pay A Dividend Of AED0.35

Mar 09
Al Dhafra Insurance Company P.S.C (ADX:DHAFRA) Is Due To Pay A Dividend Of AED0.35

Unpleasant Surprises Could Be In Store For Al Dhafra Insurance Company P.S.C.'s (ADX:DHAFRA) Shares

Jan 01
Unpleasant Surprises Could Be In Store For Al Dhafra Insurance Company P.S.C.'s (ADX:DHAFRA) Shares

Earnings Not Telling The Story For Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA) After Shares Rise 32%

May 03
Earnings Not Telling The Story For Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA) After Shares Rise 32%

Al Dhafra Insurance Company P.S.C (ADX:DHAFRA) Will Pay A Smaller Dividend Than Last Year

Feb 26
Al Dhafra Insurance Company P.S.C (ADX:DHAFRA) Will Pay A Smaller Dividend Than Last Year

Al Dhafra Insurance Company P.S.C's (ADX:DHAFRA) Dividend Is Being Reduced To د.إ0.35

Feb 12
Al Dhafra Insurance Company P.S.C's (ADX:DHAFRA) Dividend Is Being Reduced To د.إ0.35

Is Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA) A Great Dividend Stock?

Mar 18
Is Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA) A Great Dividend Stock?

How Much Of Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA) Do Insiders Own?

Feb 25
How Much Of Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA) Do Insiders Own?

Share Price Aside, Al Dhafra Insurance Company P.S.C (ADX:DHAFRA) Has Delivered Shareholders A 25% Return.

Jan 10
Share Price Aside, Al Dhafra Insurance Company P.S.C (ADX:DHAFRA) Has Delivered Shareholders A 25% Return.

Has Al Dhafra Insurance Company P.S.C.'s (ADX:DHAFRA) Impressive Stock Performance Got Anything to Do With Its Fundamentals?

Nov 28
Has Al Dhafra Insurance Company P.S.C.'s (ADX:DHAFRA) Impressive Stock Performance Got Anything to Do With Its Fundamentals?

Revenue & Expenses Breakdown

How Al Dhafra Insurance Company P.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ADX:DHAFRA Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 241133800
30 Sep 241083900
31 Mar 241134400
31 Dec 231114100
30 Sep 23-735200
31 Mar 233728-90
31 Dec 22972300
30 Sep 2230520160
30 Jun 2225225250
31 Mar 2221541430
31 Dec 2116039430
30 Sep 2115245420
30 Jun 2114546420
31 Mar 2115258410
31 Dec 2015555420
30 Sep 2015651420
30 Jun 2017163430
31 Mar 2017463440
31 Dec 1918371450
30 Sep 1918658470
30 Jun 1919061480
31 Mar 1919160570
31 Dec 1818955570
30 Sep 1819476450
30 Jun 1819466430
31 Mar 1820459310
31 Dec 1722352290
30 Sep 1722934280
30 Jun 172257280
31 Mar 172298270
31 Dec 1623922260
30 Sep 16234-55260
30 Jun 16247-82280
31 Mar 16274-88290
31 Dec 15295-82280
30 Sep 15272-16280
30 Jun 1528134260
31 Mar 1525833250
31 Dec 1425342250
30 Sep 1428563250
30 Jun 1426051230

Quality Earnings: DHAFRA has high quality earnings.

Growing Profit Margin: DHAFRA's current net profit margins (34.1%) are lower than last year (37.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: DHAFRA's earnings have declined by 12.8% per year over the past 5 years.

Accelerating Growth: DHAFRA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: DHAFRA had negative earnings growth (-7.1%) over the past year, making it difficult to compare to the Insurance industry average (-1.8%).


Return on Equity

High ROE: DHAFRA's Return on Equity (7.6%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/11 11:26
End of Day Share Price 2025/04/11 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Al Dhafra Insurance Company P.S.C. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.