Yixin Group Limited

SEHK:2858 Stock Report

Market Cap: HK$9.6b

Yixin Group Past Earnings Performance

Past criteria checks 4/6

Yixin Group has been growing earnings at an average annual rate of 58.5%, while the Consumer Finance industry saw earnings growing at 0.3% annually. Revenues have been growing at an average rate of 29.3% per year. Yixin Group's return on equity is 7.1%, and it has net margins of 13.2%.

Key information

58.49%

Earnings growth rate

58.11%

EPS growth rate

Consumer Finance Industry Growth-2.10%
Revenue growth rate29.33%
Return on equity7.07%
Net Margin13.18%
Last Earnings Update31 Dec 2025

Recent past performance updates

Recent updates

Narrative Update Jun 25

2858: Special Dividend And Stable Margins Will Support A Higher Price

Analysts have made only a marginal adjustment to their valuation work on Yixin Group, keeping the fair value estimate effectively unchanged at about HK$3.07, as slight tweaks to the discount rate, revenue growth outlook, profit margin assumptions and future P/E input did not materially alter their overall price target framework. What’s in the News for Yixin Group Yixin Group approved a special dividend of HK$0.04 per share for the year ended December 31, 2025 at its Annual General Meeting held on April 23, 2026.
Narrative Update Jun 05

2858: Future Dividend And Margin Outlook Will Support A Higher Price

Analysts have trimmed their fair value estimate for Yixin Group from HK$3.64 to HK$3.07, citing updated assumptions around the discount rate, revenue growth, profit margins and the company’s future P/E. What's in the News Shareholders approved a special dividend of HK$0.04 per share for the year ended December 31, 2025, at the Annual General Meeting held on April 23, 2026.
New Narrative Jun 05

Regulation And NEV Risks Will Pressure Auto Finance Margins Yet Long Term Potential Will Endure

Catalysts About Yixin Group Yixin Group is an AI driven auto finance and fintech platform focused on new and used car financing and technology services in China and selected overseas markets. What are the underlying business or industry changes driving this perspective?
New Narrative May 22

Auto Finance Scale And NEV Focus Will Reshape Long Term Earnings Potential

Catalysts About Yixin Group Yixin Group is an AI driven auto finance and fintech platform focused on new and used car financing, value added services and technology solutions for financial institutions and dealers. What are the underlying business or industry changes driving this perspective?
Narrative Update Mar 07

2858: Future Dividend Streams Will Support A Higher Fair Price

Analysts have adjusted their fair value estimate for Yixin Group to HK$3.64 from HK$3.50, reflecting updated views on the discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Yixin Group Limited announced an annual dividend of HK$0.1000 per share, payable on June 26, 2026, with an ex dividend date of May 18, 2026 and a record date of May 19, 2026 (Key Developments).
Analysis Article Feb 09

Do Yixin Group's (HKG:2858) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analysis Article Dec 09

Why Investors Shouldn't Be Surprised By Yixin Group Limited's (HKG:2858) 27% Share Price Surge

Yixin Group Limited ( HKG:2858 ) shareholders are no doubt pleased to see that the share price has bounced 27% in the...
Analysis Article Nov 04

Here's Why We Think Yixin Group (HKG:2858) Might Deserve Your Attention Today

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Aug 31

Market Participants Recognise Yixin Group Limited's (HKG:2858) Earnings Pushing Shares 26% Higher

Yixin Group Limited ( HKG:2858 ) shares have continued their recent momentum with a 26% gain in the last month alone...
Narrative Update Aug 21

AI Collaboration And NEV Expansion Will Drive Future Opportunities

The significant rise in Yixin Group's net profit margin from 9.61% to 12.54% and its higher future P/E ratio have driven analysts to sharply raise the consensus price target from HK$2.01 to HK$3.50. What's in the News Board to meet to approve interim results and consider interim dividend for H1 2025.
Analysis Article Aug 01

Here's Why We Think Yixin Group (HKG:2858) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Jul 08

After Leaping 33% Yixin Group Limited (HKG:2858) Shares Are Not Flying Under The Radar

Despite an already strong run, Yixin Group Limited ( HKG:2858 ) shares have been powering on, with a gain of 33% in the...
Analysis Article May 12

Yixin Group (HKG:2858) Will Pay A Larger Dividend Than Last Year At CN¥0.13

Yixin Group Limited's ( HKG:2858 ) dividend will be increasing from last year's payment of the same period to CN¥0.13...
Analysis Article May 07

Yixin Group Limited (HKG:2858) Looks Just Right With A 30% Price Jump

Yixin Group Limited ( HKG:2858 ) shares have continued their recent momentum with a 30% gain in the last month alone...
Analysis Article Apr 07

With EPS Growth And More, Yixin Group (HKG:2858) Makes An Interesting Case

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Mar 16

Yixin Group (HKG:2858) Will Pay A Larger Dividend Than Last Year At CN¥0.13

The board of Yixin Group Limited ( HKG:2858 ) has announced that it will be paying its dividend of CN¥0.13 on the 26th...
User avatar
New Narrative Mar 02

AI Collaboration And NEV Expansion Will Drive Future Opportunities

Collaboration with Tencent and AI implementation boosts technological capabilities, driving revenue growth and net margin improvement.
Analysis Article Mar 02

Yixin Group (HKG:2858) Has Announced That It Will Be Increasing Its Dividend To CN¥0.13

Yixin Group Limited ( HKG:2858 ) has announced that it will be increasing its periodic dividend on the 26th of June to...
Analysis Article Feb 12

The Market Lifts Yixin Group Limited (HKG:2858) Shares 42% But It Can Do More

Despite an already strong run, Yixin Group Limited ( HKG:2858 ) shares have been powering on, with a gain of 42% in the...
Analysis Article Dec 11

Even With A 25% Surge, Cautious Investors Are Not Rewarding Yixin Group Limited's (HKG:2858) Performance Completely

Despite an already strong run, Yixin Group Limited ( HKG:2858 ) shares have been powering on, with a gain of 25% in the...
Analysis Article Sep 30

A Piece Of The Puzzle Missing From Yixin Group Limited's (HKG:2858) Share Price

When close to half the companies in Hong Kong have price-to-earnings ratios (or "P/E's") above 10x, you may consider...
Analysis Article May 21

The Market Lifts Yixin Group Limited (HKG:2858) Shares 30% But It Can Do More

Yixin Group Limited ( HKG:2858 ) shares have continued their recent momentum with a 30% gain in the last month alone...
Analysis Article Mar 11

Yixin Group Limited (HKG:2858) Soars 30% But It's A Story Of Risk Vs Reward

Yixin Group Limited ( HKG:2858 ) shares have had a really impressive month, gaining 30% after a shaky period...
Analysis Article Jan 19

Yixin Group Limited's (HKG:2858) Share Price Is Matching Sentiment Around Its Earnings

When close to half the companies in Hong Kong have price-to-earnings ratios (or "P/E's") above 9x, you may consider...
Analysis Article Oct 18

Yixin Group Limited (HKG:2858) Investors Are Less Pessimistic Than Expected

There wouldn't be many who think Yixin Group Limited's ( HKG:2858 ) price-to-earnings (or "P/E") ratio of 7.6x is worth...
Analysis Article Mar 03

Here's Why We Think Yixin Group (HKG:2858) Is Well Worth Watching

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article Feb 25

Update: Yixin Group (HKG:2858) Stock Gained 71% In The Last Year

It's been a soft week for Yixin Group Limited ( HKG:2858 ) shares, which are down 15%. While that might be a setback...

Revenue & Expenses Breakdown

How Yixin Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

SEHK:2858 Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 259,0991,1992,0310
30 Sep 259,1041,0741,9100
30 Jun 259,1089491,7900
31 Mar 258,6658791,7430
31 Dec 248,2228101,6960
30 Sep 247,9147541,6610
30 Jun 247,6066981,6260
31 Mar 246,7386271,6110
31 Dec 235,8705551,5960
30 Sep 235,2975341,6560
30 Jun 234,7245131,7160
31 Mar 234,5254421,7780
31 Dec 224,3273711,8400
30 Sep 224,1053291,9270
30 Jun 223,8822872,0130
31 Mar 223,5161581,9580
31 Dec 213,151291,9030
30 Sep 212,932-1041,7310
30 Jun 212,713-2371,5590
31 Mar 212,101-6971,5010
31 Dec 201,488-1,1561,4430
30 Sep 201,840-1,1501,5130
30 Jun 202,192-1,1451,5820
31 Mar 203,436-5571,6730
31 Dec 194,681311,7640
30 Sep 195,254731,8010
30 Jun 195,8281161,8370
31 Mar 195,663-251,9700
31 Dec 185,499-1672,1020
30 Sep 185,064-6,2792,6340
30 Jun 184,629-12,3913,1660
31 Mar 184,259-15,3612,8620
31 Dec 173,888-18,3312,5590
30 Sep 173,216-12,9151,7890
30 Jun 172,544-7,5001,0200
31 Mar 172,001-4,4518380
31 Dec 161,459-1,4016570
31 Dec 15259-281870

Quality Earnings: 2858 has high quality earnings.

Growing Profit Margin: 2858's current net profit margins (13.2%) are higher than last year (9.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 2858 has become profitable over the past 5 years, growing earnings by 58.5% per year.

Accelerating Growth: 2858's earnings growth over the past year (48%) is below its 5-year average (58.5% per year).

Earnings vs Industry: 2858 earnings growth over the past year (48%) exceeded the Consumer Finance industry 29.3%.


Return on Equity

High ROE: 2858's Return on Equity (7.1%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/14 17:04
End of Day Share Price 2026/07/14 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yixin Group Limited is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Zeyu YaoChina International Capital Corporation Limited
Lik Hang NgChina Merchants Securities (HK) Co., Ltd
Yi Jing WeiCitigroup Inc