California BanCorp Future Growth

Future criteria checks 5/6

California BanCorp is forecast to grow earnings and revenue by 106.7% and 35.5% per annum respectively. EPS is expected to grow by 105.9% per annum. Return on equity is forecast to be 10.2% in 3 years.

Key information

106.7%

Earnings growth rate

105.9%

EPS growth rate

Banks earnings growth	10.5%
Revenue growth rate	35.5%
Future return on equity	10.2%
Analyst coverage	Low
Last updated	31 Oct 2024

Recent future growth updates

Southern California Bancorp (NASDAQ:BCAL) Analysts Are Pretty Bullish On The Stock After Recent Results

Feb 03

Recent updates

Southern California Bancorp (NASDAQ:BCAL) Analysts Are Pretty Bullish On The Stock After Recent Results

Feb 03

Earnings and Revenue Growth Forecasts

NasdaqCM:BCAL - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	199	61	N/A	N/A	2
12/31/2025	191	58	N/A	N/A	3
12/31/2024	129	3	N/A	N/A	3
9/30/2024	78	-7	18	18	N/A
6/30/2024	87	16	11	11	N/A
3/31/2024	93	23	23	23	N/A
12/31/2023	97	26	33	33	N/A
9/30/2023	100	30	50	51	N/A
6/30/2023	98	30	39	39	N/A
3/31/2023	94	23	34	35	N/A
12/31/2022	86	16	12	13	N/A
9/30/2022	80	11	N/A	N/A	N/A
6/30/2022	76	8	N/A	N/A	N/A
3/31/2022	72	11	N/A	N/A	N/A
12/31/2021	68	11	18	20	N/A
9/30/2021	62	5	N/A	N/A	N/A
6/30/2021	56	4	N/A	N/A	N/A
3/31/2021	48	4	N/A	N/A	N/A
12/31/2020	44	5	11	12	N/A
9/30/2020	38	8	N/A	N/A	N/A
6/30/2020	34	8	N/A	N/A	N/A
3/31/2020	32	7	N/A	N/A	N/A
12/31/2019	32	7	7	8	N/A
9/30/2019	32	7	N/A	N/A	N/A
6/30/2019	31	6	N/A	N/A	N/A
3/31/2019	28	6	N/A	N/A	N/A
12/31/2018	26	5	7	7	N/A
9/30/2018	24	4	N/A	N/A	N/A
6/30/2018	22	5	N/A	N/A	N/A
3/31/2018	21	4	N/A	N/A	N/A
12/31/2017	20	4	N/A	4	N/A
9/30/2017	18	4	N/A	N/A	N/A
6/30/2017	17	3	N/A	N/A	N/A
3/31/2017	17	3	N/A	N/A	N/A
12/31/2016	17	3	N/A	4	N/A
12/31/2015	15	2	N/A	2	N/A
12/31/2014	11	4	N/A	2	N/A
12/31/2013	9	1	N/A	1	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: BCAL is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.6%).

Earnings vs Market: BCAL is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: BCAL is expected to become profitable in the next 3 years.

Revenue vs Market: BCAL's revenue (35.5% per year) is forecast to grow faster than the US market (8.9% per year).

High Growth Revenue: BCAL's revenue (35.5% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: BCAL's Return on Equity is forecast to be low in 3 years time (10.2%).

California BanCorp Future Growth

Future criteria checks 5/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 18%

Price target decreased by 11% to US$18.25

Consensus revenue estimates increase by 47%, EPS downgraded

Southern California Bancorp (NASDAQ:BCAL) Analysts Are Pretty Bullish On The Stock After Recent Results

Recent updates

California Bank of Commerce, N.A. Appoints Jerry Legg as Senior Vice President, Director of Public Sector Banking

California BanCorp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2024

California BanCorp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2024

Third quarter 2024 earnings: EPS misses analyst expectations

California BanCorp. Appoints Michele Wirfel as Chief Operating Officer of California Bank of Commerce, N.A

Independent Director recently sold US$144k worth of stock

Consensus EPS estimates fall by 18%

New major risk - Shareholder dilution

Now 20% undervalued

Southern California Bancorp Reports Net Charge-Offs for the Second Quarter Ended June 30, 2024

Price target decreased by 11% to US$18.25

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Southern California Bancorp, Annual General Meeting, Jun 04, 2024

Full year 2023 earnings: EPS and revenues miss analyst expectations

Independent Director exercised options to buy US$126k worth of stock.

Consensus revenue estimates increase by 47%, EPS downgraded

Southern California Bancorp (NASDAQ:BCAL) Analysts Are Pretty Bullish On The Stock After Recent Results

Full year 2023 earnings: EPS and revenues miss analyst expectations

Southern California Bancorp (NasdaqCM:BCAL) entered into an agreement to acquire California BanCorp (NasdaqGS:CALB) for $230 million.

Southern California Bancorp Announces the Retirement of Chairman Emeritus and Director John Farkash

New major risk - Revenue and earnings growth

Third quarter 2023 earnings released: EPS: US$0.35 (vs US$0.39 in 3Q 2022)

New major risk - Revenue and earnings growth

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

First quarter 2023 earnings released: EPS: US$0.46 (vs US$0.082 in 1Q 2022)

Southern California Bancorp, Annual General Meeting, Jul 26, 2023

Southern California Bancorp Announces Retirement of Anne Williams from Her Position as Executive Vice President and Chief Credit Officer of the Bank, Effective as of May 31, 2023

Southern California Bancorp Announces Appointment of Richard Martin to Board of Directors

High number of new and inexperienced directors

Bank of Southern California, N.A. Names Alice N. Zandpour as Director of Human Resources

Bank of Southern California, N.A. Announces Management Changes

Bank of Southern California, N.A. Announces Management Changes

Bank of Southern California Names Ryan Cressler Managing Director

Southern Calif Bancorp announced that it has received $42 million in funding

Bank of Southern California, N.A. Hires William Sloan and Sam Kunianski as Executive Vice Presidents, Commercial Banking

Bank of Southern California, N.A. Announces Board Changes

Bank of Southern California, N.A. Appoints Anne A. Williams as Executive Vice President, Chief Credit Officer

Southern California Bancorp Announces Board Appointments

Bank of Southern California, N.A. Appoints Martin Liska as Executive Vice President, Chief Risk Officer

Bank of Southern California National Association Appoints Richard Hernandez as Executive Vice President, Chief Banking Officer

Southern California Bancorp and Bank of Southern California, N.A. Appoint David I. Rainer as Executive Chairman of the Board of Directors

Bank of Southern California, N.A. (OTCPK:BCAL) completed the acquisition of CalWest Bancorp (OTCPK:CALW).

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

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