Personal Group Holdings Plc

AIM:PGH Stock Report

Market Cap: UK£122.1m

Personal Group Holdings Future Growth

Future criteria checks 4/6

Personal Group Holdings is forecast to grow earnings and revenue by 13.2% and 11.4% per annum respectively. EPS is expected to grow by 11.5% per annum. Return on equity is forecast to be 25.1% in 3 years.

Key information

13.2%

Earnings growth rate

11.52%

EPS growth rate

Insurance earnings growth9.9%
Revenue growth rate11.4%
Future return on equity25.10%
Analyst coverage

Low

Last updated24 Mar 2026

Recent future growth updates

Recent updates

Analysis Article Nov 28

Personal Group Holdings Plc's (LON:PGH) Popularity With Investors Is Under Threat From Overpricing

There wouldn't be many who think Personal Group Holdings Plc's ( LON:PGH ) price-to-earnings (or "P/E") ratio of 14.9x...
Narrative Update Sep 17

Digital Channels And Platform Efficiencies Will Expand Insurance Options

Personal Group Holdings’ consensus price target has increased notably to £4.16, reflecting improved future earnings expectations (as indicated by a higher forward P/E), despite a modest decline in net profit margin. Valuation Changes Summary of Valuation Changes for Personal Group Holdings The Consensus Analyst Price Target has significantly risen from £3.68 to £4.16.
Analysis Article Aug 16

There's Reason For Concern Over Personal Group Holdings Plc's (LON:PGH) Massive 25% Price Jump

AIM:PGH 1 Year Share Price vs Fair Value Explore Personal Group Holdings's Fair Values from the Community and select...
Analysis Article Jul 24

We Ran A Stock Scan For Earnings Growth And Personal Group Holdings (LON:PGH) Passed With Ease

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Apr 01

Personal Group Holdings' (LON:PGH) Dividend Will Be Increased To £0.10

The board of Personal Group Holdings Plc ( LON:PGH ) has announced that it will be paying its dividend of £0.10 on the...
Analysis Article Feb 23

There's Reason For Concern Over Personal Group Holdings Plc's (LON:PGH) Massive 26% Price Jump

Personal Group Holdings Plc ( LON:PGH ) shares have had a really impressive month, gaining 26% after a shaky period...
User avatar
New Narrative Feb 09

Digital Platform Transition And Solid Financial Position Will Drive Future Success

Unique insurance model and digital transition enhance market penetration and net margins, strengthening revenue growth prospects.
Analysis Article Jan 02

Revenues Not Telling The Story For Personal Group Holdings Plc (LON:PGH) After Shares Rise 25%

Personal Group Holdings Plc ( LON:PGH ) shares have had a really impressive month, gaining 25% after a shaky period...
Analysis Article Mar 31

Personal Group Holdings (LON:PGH) Has Announced A Dividend Of £0.053

The board of Personal Group Holdings Plc ( LON:PGH ) has announced that it will pay a dividend of £0.053 per share on...
Analysis Article Sep 30

Personal Group Holdings (LON:PGH) Has Announced A Dividend Of £0.053

The board of Personal Group Holdings Plc ( LON:PGH ) has announced that it will pay a dividend on the 15th of November...
Analysis Article Mar 15

Should You Or Shouldn't You: A Dividend Analysis on Personal Group Holdings Plc (LON:PGH)

Today we'll take a closer look at Personal Group Holdings Plc ( LON:PGH ) from a dividend investor's perspective...
Analysis Article Feb 15

If You Had Bought Personal Group Holdings' (LON:PGH) Shares Five Years Ago You Would Be Down 61%

While it may not be enough for some shareholders, we think it is good to see the Personal Group Holdings Plc ( LON:PGH...
Analysis Article Jan 11

Should Weakness in Personal Group Holdings Plc's (LON:PGH) Stock Be Seen As A Sign That Market Will Correct The Share Price Given Decent Financials?

With its stock down 23% over the past three months, it is easy to disregard Personal Group Holdings (LON:PGH). But if...

Earnings and Revenue Growth Forecasts

AIM:PGH - Analysts future estimates and past financials data (GBP Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202761910142
12/31/20265489122
12/31/2025487710N/A
6/30/2025467710N/A
3/31/2025456811N/A
12/31/2024446911N/A
6/30/202441436N/A
3/31/202440446N/A
12/31/202338447N/A
9/30/202336-157N/A
6/30/202333-657N/A
3/31/202341-735N/A
12/31/202250-723N/A
9/30/202263-335N/A
6/30/202276157N/A
3/31/202275367N/A
12/31/202175468N/A
9/30/2021745N/AN/AN/A
6/30/202174677N/A
3/31/202173678N/A
12/31/202072778N/A
9/30/2020718N/AN/AN/A
6/30/202071956N/A
3/31/202071967N/A
12/31/201971989N/A
9/30/2019689N/A10N/A
6/30/2019649N/A11N/A
3/31/2019609N/A9N/A
12/31/2018558N/A8N/A
9/30/2018519N/A8N/A
6/30/2018479N/A7N/A
3/31/2018468N/A9N/A
12/31/2017458N/A10N/A
9/30/2017498N/A10N/A
6/30/2017539N/A9N/A
3/31/2017549N/A8N/A
12/31/2016549N/A6N/A
6/30/20165913N/A8N/A
3/31/20165813N/A8N/A
12/31/20155813N/A7N/A
9/30/2015548N/A7N/A
6/30/2015497N/A7N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: PGH's forecast earnings growth (13.2% per year) is above the savings rate (3.4%).

Earnings vs Market: PGH's earnings (13.2% per year) are forecast to grow faster than the UK market (11.5% per year).

High Growth Earnings: PGH's earnings are forecast to grow, but not significantly.

Revenue vs Market: PGH's revenue (11.4% per year) is forecast to grow faster than the UK market (4.6% per year).

High Growth Revenue: PGH's revenue (11.4% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: PGH's Return on Equity is forecast to be high in 3 years time (25.1%)


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/19 10:40
End of Day Share Price 2026/06/19 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Personal Group Holdings Plc is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullCanaccord Genuity
Hayley PalmerCanaccord Genuity
Portia PatelCanaccord Genuity