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Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérativeENXTPA:CIV Stock Report

Market Cap €546.2m
Share Price
€91.00
My Fair Value
AN
AnalystConsensusTarget
€88
3.9% overvalued intrinsic discount
1Y52.9%
7D2.2%
Portfolio Value
View

Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative

ENXTPA:CIV Stock Report

Market Cap: €546.2m

Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (CIV) Stock Overview

Provides banking services in France. More details

CIV fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends3/6

CIV Community Fair Values

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Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative Competitors

Price History & Performance

Summary of share price highs, lows and changes for Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative
Historical stock prices
Current Share Price€91.00
52 Week High€91.99
52 Week Low€54.02
Beta0.94
1 Month Change16.67%
3 Month Change20.15%
1 Year Change52.94%
3 Year Change48.14%
5 Year Change8.33%
Change since IPO88.14%

Recent News & Updates

Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Is Increasing Its Dividend To €3.08

Mar 26
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Is Increasing Its Dividend To €3.08

Recent updates

Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Is Increasing Its Dividend To €3.08

Mar 26
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Is Increasing Its Dividend To €3.08

With EPS Growth And More, Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Makes An Interesting Case

Aug 23
With EPS Growth And More, Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Makes An Interesting Case

Is Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) An Attractive Dividend Stock?

Feb 08
Is Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) An Attractive Dividend Stock?

Did You Participate In Any Of Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative's (EPA:CIV) Respectable 65% Return?

Dec 17
Did You Participate In Any Of Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative's (EPA:CIV) Respectable 65% Return?

Shareholder Returns

CIVFR BanksFR Market
7D2.2%2.2%-0.006%
1Y52.9%36.0%3.1%

Return vs Industry: CIV exceeded the French Banks industry which returned 36% over the past year.

Return vs Market: CIV exceeded the French Market which returned 3.1% over the past year.

Price Volatility

Is CIV's price volatile compared to industry and market?
CIV volatility
CIV Average Weekly Movement3.0%
Banks Industry Average Movement2.5%
Market Average Movement4.4%
10% most volatile stocks in FR Market10.7%
10% least volatile stocks in FR Market2.2%

Stable Share Price: CIV has not had significant price volatility in the past 3 months compared to the French market.

Volatility Over Time: CIV's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19001,447Jean-Yves Carilletwww.credit-agricole.fr/ca-illeetvilaine/particulier.html

Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative provides banking services in France. It offers bank accounts and related services; bank cards; saving solutions; real estate investment solutions; insurance products, such as car and two-wheeler, personal, health and welfare, home, and borrower insurance, as well as life insurance products; real estate loans; and consumer credit comprising personal, auto, green vehicle, work, boating, student, and apprentice loans, as well as renewable credit. The company was founded in 1900 and is based in Saint-Jacques-de-la-Lande, France.

Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative Fundamentals Summary

How do Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative's earnings and revenue compare to its market cap?
CIV fundamental statistics
Market cap€546.20m
Earnings (TTM)€64.36m
Revenue (TTM)€264.58m
8.5x
P/E Ratio
0.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CIV income statement (TTM)
Revenue€264.58m
Cost of Revenue€0
Gross Profit€264.58m
Other Expenses€200.23m
Earnings€64.36m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Oct 30, 2025

Earnings per share (EPS)10.67
Gross Margin100.00%
Net Profit Margin24.32%
Debt/Equity Ratio19.8%

How did CIV perform over the long term?

See historical performance and comparison

Dividends

3.4%
Current Dividend Yield
29%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/31 18:02
End of Day Share Price 2025/07/31 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.