Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative
ENXTPA:CIV Stock Report
Market Cap: €803.9m
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative Past Earnings Performance
Past criteria checks 2/6
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative has been growing earnings at an average annual rate of 5.9%, while the Banks industry saw earnings growing at 3.5% annually. Revenues have been growing at an average rate of 2.7% per year. Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative's return on equity is 2.4%, and it has net margins of 23.8%.
How Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
ENXTPA:CIV Revenue, expenses and earnings (EUR Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 25
275
65
9
0
30 Sep 25
270
63
10
0
30 Jun 25
266
61
10
0
31 Mar 25
265
63
10
0
31 Dec 24
265
64
10
0
30 Sep 24
267
69
12
0
30 Jun 24
269
75
15
0
31 Mar 24
263
68
15
0
31 Dec 23
256
61
15
0
30 Sep 23
277
62
7
0
30 Jun 23
298
63
0
0
31 Mar 23
305
69
0
0
31 Dec 22
311
74
0
0
30 Sep 22
299
79
5
0
30 Jun 22
287
84
10
0
31 Mar 22
272
73
10
0
31 Dec 21
257
62
10
0
30 Sep 21
246
56
11
0
30 Jun 21
236
51
12
0
31 Mar 21
214
36
12
0
31 Dec 20
193
21
12
0
30 Sep 20
192
19
13
0
30 Jun 20
192
18
14
0
31 Mar 20
219
40
13
0
31 Dec 19
247
63
13
0
30 Sep 19
246
62
11
0
30 Jun 19
244
61
9
0
31 Mar 19
243
62
8
0
31 Dec 18
242
62
8
0
30 Sep 18
249
65
8
0
30 Jun 18
256
68
7
0
31 Mar 18
259
70
7
0
31 Dec 17
262
72
7
0
30 Sep 17
263
71
7
0
30 Jun 17
263
70
7
0
31 Mar 17
259
67
7
0
31 Dec 16
255
65
7
0
30 Sep 16
261
74
6
0
30 Jun 16
268
83
6
0
31 Mar 16
274
85
6
0
31 Dec 15
280
88
6
0
30 Sep 15
270
83
6
0
30 Jun 15
261
79
6
0
Quality Earnings: CIV has high quality earnings.
Growing Profit Margin: CIV's current net profit margins (23.8%) are lower than last year (24.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CIV's earnings have grown by 5.9% per year over the past 5 years.
Accelerating Growth: CIV's earnings growth over the past year (1.6%) is below its 5-year average (5.9% per year).
Earnings vs Industry: CIV earnings growth over the past year (1.6%) did not outperform the Banks industry 2.1%.
Return on Equity
High ROE: CIV's Return on Equity (2.4%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/28 14:27
End of Day Share Price
2026/05/28 00:00
Earnings
2025/12/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.