Visa Balance Sheet Health
Financial Health criteria checks 5/6
Visa has a total shareholder equity of $38.0B and total debt of $20.8B, which brings its debt-to-equity ratio to 54.6%. Its total assets and total liabilities are $92.9B and $54.8B respectively. Visa's EBIT is $25.1B making its interest coverage ratio -173.1. It has cash and short-term investments of $13.8B.
Key information
54.6%
Debt to equity ratio
US$20.76b
Debt
| Interest coverage ratio | -173.1x |
| Cash | US$13.75b |
| Equity | US$38.03b |
| Total liabilities | US$54.82b |
| Total assets | US$92.85b |
Recent financial health updates
No updates
Recent updates
Investor Optimism Abounds Visa Inc. (NYSE:V) But Growth Is Lacking
Apr 30
Visa: 3 Reasons To Buy, 3 Reasons To Hold, Earnings Preview
Apr 24Visa: Symbolic Of My Refusal To Chase Stocks Here
Apr 14Visa Is A Wonderful Business With A Price-Tag To Match
Mar 31Do Visa's (NYSE:V) Earnings Warrant Your Attention?
Mar 23Visa Stock: Not Where Investors Want It To Be (Technical Analysis)
Mar 15Visa Vs. Mastercard: The Bargain Window Has Closed
Mar 05Cross-Border Boom: Visa's Next Big Play
Feb 18Time To Sell Visa: Waiting For The Price To Drop For A New Long-Term Position
Feb 11Visa: Earnings Preview Of This Perpetual Growth Machine
Jan 27Visa: The 2025 Investment Thesis And Key Debates Entering The New Year
Jan 13Visa's Recent Surge Hasn't Changed My Mind
Jan 02Is Now The Time To Put Visa (NYSE:V) On Your Watchlist?
Dec 12Visa: Don't Overthink It, This Is A Core Holding At A Fair Valuation
Dec 12Visa: Current Upside Is Limited, But A Strong Idea Long-Term
Nov 09
Narrative update from Goran Damchevski
Nov 05Visa grew 10% in the last 12 months, slightly above my estimates.Visa (NYSE:V) Will Pay A Larger Dividend Than Last Year At $0.59
Nov 04Visa's Growth Unshaken By Regulatory Risks
Nov 03Visa Inc. (NYSE:V) Not Lagging Market On Growth Or Pricing
Oct 28Visa: Not Cheap Compounder With The DOJ Highlighting Its Moat
Oct 25Visa: I Can't Afford This
Oct 14Visa: Long-Term Upside Potential Despite Recent DOJ Headwinds Makes It A Buy
Oct 05Why Visa Is A Buy Despite DOJ Lawsuit
Sep 24
Narrative update from Richard Bowman
Sep 19September 2024Cross-border Volume and Visa Direct Offset Slower Consumer Spending Growth Visa managed to keep delivering in Q3 despite a loss of momentum in global consumer spending growth. PaymeVisa: Familiarize Yourself With The Three-Pillar Growth Trajectory
Sep 16
Innovative Payment Technologies And Calculated Expansions Set To Boost Revenue Growth
Sep 02 Visa's strategic partnerships and innovative payment technologies are set to boost transaction volumes and processing revenue.Does Visa (NYSE:V) Deserve A Spot On Your Watchlist?
Aug 25Financial Position Analysis
Short Term Liabilities: V's short term assets ($32.9B) exceed its short term liabilities ($30.4B).
Long Term Liabilities: V's short term assets ($32.9B) exceed its long term liabilities ($24.4B).
Debt to Equity History and Analysis
Debt Level: V's net debt to equity ratio (18.4%) is considered satisfactory.
Reducing Debt: V's debt to equity ratio has increased from 51.7% to 54.6% over the past 5 years.
Debt Coverage: V's debt is well covered by operating cash flow (105.4%).
Interest Coverage: V earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/08 11:29 |
| End of Day Share Price | 2025/05/08 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Visa Inc. is covered by 86 analysts. 39 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| David Koning | Baird |
| Ishan Majumdar | Baptista Research |