TC Bancshares Past Earnings Performance
Past criteria checks 0/6
TC Bancshares's earnings have been declining at an average annual rate of -16.6%, while the Banks industry saw earnings growing at 9.3% annually. Revenues have been growing at an average rate of 2.8% per year.
Key information
-16.6%
Earnings growth rate
-46.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 2.8% |
| Return on equity | -0.06% |
| Net Margin | -0.3% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How TC Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 15 | 0 | 10 | 0 |
| 31 Dec 23 | 15 | 0 | 10 | 0 |
| 30 Sep 23 | 15 | 0 | 10 | 0 |
| 30 Jun 23 | 16 | 1 | 10 | 0 |
| 31 Mar 23 | 16 | 1 | 9 | 0 |
| 31 Dec 22 | 16 | 2 | 9 | 0 |
| 30 Sep 22 | 16 | 1 | 9 | 0 |
| 30 Jun 22 | 16 | 1 | 8 | 0 |
| 31 Mar 22 | 15 | 1 | 9 | 0 |
| 31 Dec 21 | 15 | 1 | 9 | 0 |
| 30 Sep 21 | 15 | 1 | 9 | 0 |
| 30 Jun 21 | 14 | 1 | 9 | 0 |
| 31 Mar 21 | 13 | 1 | 9 | 0 |
| 31 Dec 20 | 12 | 0 | 9 | 0 |
| 31 Dec 19 | 11 | 1 | 6 | 0 |
Quality Earnings: TCBC is currently unprofitable.
Growing Profit Margin: TCBC is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TCBC is unprofitable, and losses have increased over the past 5 years at a rate of 16.6% per year.
Accelerating Growth: Unable to compare TCBC's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: TCBC is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-14.1%).
Return on Equity
High ROE: TCBC has a negative Return on Equity (-0.057%), as it is currently unprofitable.