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Safety Insurance Group, Inc.NasdaqGS:SAFT Stock Report

Market Cap US$1.1b
Share Price
US$73.41
My Fair Value
US$48
52.8% overvalued intrinsic discount
1Y-11.1%
7D3.5%
Portfolio Value
View

Safety Insurance Group, Inc.

NasdaqGS:SAFT Stock Report

Market Cap: US$1.1b

Safety Insurance Group (SAFT) Stock Overview

Provides private passenger and commercial automobile, and homeowner insurance in the United States. More details

SAFT fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends6/6

SAFT Community Fair Values

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Safety Insurance Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Safety Insurance Group
Historical stock prices
Current Share PriceUS$73.41
52 Week HighUS$90.00
52 Week LowUS$68.76
Beta0.24
1 Month Change0.52%
3 Month Change-12.07%
1 Year Change-11.05%
3 Year Change-23.19%
5 Year Change-3.09%
Change since IPO469.07%

Recent News & Updates

Safety Insurance Group: Profitability Increases Fast

Aug 13

Earnings Working Against Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Share Price

Jul 08
Earnings Working Against Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Share Price

Recent updates

Safety Insurance Group: Profitability Increases Fast

Aug 13

Earnings Working Against Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Share Price

Jul 08
Earnings Working Against Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Share Price

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

May 11
Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

This Is Why Shareholders Will Hold Back On A Pay Rise For Safety Insurance Group, Inc.'s (NASDAQ:SAFT) CEO This Year

May 08
This Is Why Shareholders Will Hold Back On A Pay Rise For Safety Insurance Group, Inc.'s (NASDAQ:SAFT) CEO This Year

Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Feb 23
Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Safety Insurance Vs. Mercury General: A Tale Of Two Insurers

Jan 21

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Nov 09
Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Earnings Not Telling The Story For Safety Insurance Group, Inc. (NASDAQ:SAFT)

Oct 17
Earnings Not Telling The Story For Safety Insurance Group, Inc. (NASDAQ:SAFT)

Comparing Safety Insurance And Mercury General: Q2 2024 Results Highlight Diverging Paths

Aug 15

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Aug 11
Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

May 12
Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Some Confidence Is Lacking In Safety Insurance Group, Inc.'s (NASDAQ:SAFT) P/E

Mar 16
Some Confidence Is Lacking In Safety Insurance Group, Inc.'s (NASDAQ:SAFT) P/E

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Nov 05
Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Aug 28
Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Safety Insurance Group's (NASDAQ:SAFT) Dividend Will Be $0.90

Aug 06
Safety Insurance Group's (NASDAQ:SAFT) Dividend Will Be $0.90

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

May 22
Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

May 07
Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

Nov 22
Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

Safety Insurance: Sound Despite Inflationary Headwinds

Aug 26

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Aug 08
Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Safety Insurance GAAP EPS of $0.53, revenue of $11.63M

Aug 03

Safety Insurance Group (NASDAQ:SAFT) Will Pay A Dividend Of US$0.90

May 08
Safety Insurance Group (NASDAQ:SAFT) Will Pay A Dividend Of US$0.90

Safety Insurance Group (NASDAQ:SAFT) Will Pay A Dividend Of US$0.90

Feb 19
Safety Insurance Group (NASDAQ:SAFT) Will Pay A Dividend Of US$0.90

Should You Be Adding Safety Insurance Group (NASDAQ:SAFT) To Your Watchlist Today?

Dec 28
Should You Be Adding Safety Insurance Group (NASDAQ:SAFT) To Your Watchlist Today?

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of US$0.90

Nov 07
Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of US$0.90

Safety Insurance Group: Cheap Insurer With A Good Yield

Aug 10

Safety Insurance Group (NASDAQ:SAFT) Will Pay A Dividend Of US$0.90

Aug 08
Safety Insurance Group (NASDAQ:SAFT) Will Pay A Dividend Of US$0.90

Most Shareholders Will Probably Agree With Safety Insurance Group, Inc.'s (NASDAQ:SAFT) CEO Compensation

May 13
Most Shareholders Will Probably Agree With Safety Insurance Group, Inc.'s (NASDAQ:SAFT) CEO Compensation

The Attractive Combination That Could Earn Safety Insurance Group, Inc. (NASDAQ:SAFT) A Place In Your Dividend Portfolio

Apr 06
The Attractive Combination That Could Earn Safety Insurance Group, Inc. (NASDAQ:SAFT) A Place In Your Dividend Portfolio

What Type Of Shareholders Own The Most Number of Safety Insurance Group, Inc. (NASDAQ:SAFT) Shares?

Mar 19
What Type Of Shareholders Own The Most Number of Safety Insurance Group, Inc. (NASDAQ:SAFT) Shares?

Shareholder Returns

SAFTUS InsuranceUS Market
7D3.5%1.2%1.0%
1Y-11.1%4.9%17.0%

Return vs Industry: SAFT underperformed the US Insurance industry which returned 4.9% over the past year.

Return vs Market: SAFT underperformed the US Market which returned 17% over the past year.

Price Volatility

Is SAFT's price volatile compared to industry and market?
SAFT volatility
SAFT Average Weekly Movement2.7%
Insurance Industry Average Movement4.2%
Market Average Movement6.4%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.0%

Stable Share Price: SAFT has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SAFT's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1979551George Murphywww.safetyinsurance.com

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured’s car occupants, and physical damage coverage for an insured’s own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy.

Safety Insurance Group, Inc. Fundamentals Summary

How do Safety Insurance Group's earnings and revenue compare to its market cap?
SAFT fundamental statistics
Market capUS$1.09b
Earnings (TTM)US$84.47m
Revenue (TTM)US$1.20b
12.9x
P/E Ratio
0.9x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SAFT income statement (TTM)
RevenueUS$1.20b
Cost of RevenueUS$1.08b
Gross ProfitUS$117.07m
Other ExpensesUS$32.60m
EarningsUS$84.47m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)5.67
Gross Margin9.76%
Net Profit Margin7.04%
Debt/Equity Ratio3.4%

How did SAFT perform over the long term?

See historical performance and comparison

Dividends

5.0%
Current Dividend Yield
63%
Payout Ratio

Does SAFT pay a reliable dividends?

See SAFT dividend history and benchmarks
When do you need to buy SAFT by to receive an upcoming dividend?
Safety Insurance Group dividend dates
Ex Dividend DateSep 02 2025
Dividend Pay DateSep 15 2025
Days until Ex dividend16 days
Days until Dividend pay date29 days

Does SAFT pay a reliable dividends?

See SAFT dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/17 10:44
End of Day Share Price 2025/08/15 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Safety Insurance Group, Inc. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kenneth BillingsleyCompass Point Research & Trading, LLC
Charles GatesCredit Suisse
Vincent DeAugustinoKeefe, Bruyette, & Woods