First Financial Holding (2892) Stock Overview
Provides various financial products and services in Asia, North America, Oceania, and Europe. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
2892 Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
First Financial Holding Co., Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NT$33.90 |
| 52 Week High | NT$34.30 |
| 52 Week Low | NT$27.20 |
| Beta | 0.22 |
| 1 Month Change | 3.99% |
| 3 Month Change | 17.71% |
| 1 Year Change | 16.99% |
| 3 Year Change | 31.42% |
| 5 Year Change | 66.20% |
| Change since IPO | 175.18% |
Recent News & Updates
Narrative Update • Jun 15
2892: Future Outlook Will Balance Softer Revenue Assumptions With Stable Fair Pricing
Analysts have kept their NT$30.90 price target for First Financial Holding steady, explaining that slightly lower revenue growth assumptions are being balanced by a marginally higher profit margin outlook and a small adjustment in the discount rate and future P/E input. What's in the News No recent company specific news items or key developments were provided in the available sources.
Narrative Update • Jun 01
2892: Steady Fair Value And Refined Assumptions Will Support Upside Potential
Analysts have kept their NT$32.00 price target for First Financial Holding steady, with slightly adjusted assumptions on discount rate, revenue growth, profit margin, and future P/E, reflecting updated views on the stock's risk and earnings profile. Valuation Changes Fair Value: NT$32.00 remains unchanged, so the updated assumptions do not alter the headline valuation estimate.Narrative Update • May 18
2892: Stable Fair Value And Refinements To Key Assumptions Will Guide Outlook
Analysts have adjusted their price target for First Financial Holding to NT$32.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and forward P/E that keep the projected valuation level unchanged in headline terms. Valuation Changes Fair Value: NT$32.0 remains unchanged, so the overall valuation anchor is stable.
Narrative Update • Apr 28
2892: Fair Outlook Will Depend On Sustained Margins And Discount Rate Assumptions
Analysts have adjusted their price target for First Financial Holding to NT$29.8 from NT$28.8, citing updated assumptions around revenue growth, profit margins, a lower discount rate, and a revised future P/E estimate. Valuation Changes Fair Value: NT$29.8 compared with the previous NT$28.8, a modest upward adjustment in the target estimate.Recent updates
Narrative Update • Jun 15
2892: Future Outlook Will Balance Softer Revenue Assumptions With Stable Fair Pricing
Analysts have kept their NT$30.90 price target for First Financial Holding steady, explaining that slightly lower revenue growth assumptions are being balanced by a marginally higher profit margin outlook and a small adjustment in the discount rate and future P/E input. What's in the News No recent company specific news items or key developments were provided in the available sources.Narrative Update • Jun 01
2892: Steady Fair Value And Refined Assumptions Will Support Upside Potential
Analysts have kept their NT$32.00 price target for First Financial Holding steady, with slightly adjusted assumptions on discount rate, revenue growth, profit margin, and future P/E, reflecting updated views on the stock's risk and earnings profile. Valuation Changes Fair Value: NT$32.00 remains unchanged, so the updated assumptions do not alter the headline valuation estimate.Narrative Update • May 18
2892: Stable Fair Value And Refinements To Key Assumptions Will Guide Outlook
Analysts have adjusted their price target for First Financial Holding to NT$32.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and forward P/E that keep the projected valuation level unchanged in headline terms. Valuation Changes Fair Value: NT$32.0 remains unchanged, so the overall valuation anchor is stable.Narrative Update • Apr 28
2892: Fair Outlook Will Depend On Sustained Margins And Discount Rate Assumptions
Analysts have adjusted their price target for First Financial Holding to NT$29.8 from NT$28.8, citing updated assumptions around revenue growth, profit margins, a lower discount rate, and a revised future P/E estimate. Valuation Changes Fair Value: NT$29.8 compared with the previous NT$28.8, a modest upward adjustment in the target estimate.Narrative Update • Apr 14
2892: Steady Assumptions And Refined Discount Rate Will Support Upside
Analysts have kept their NT$ price target for First Financial Holding unchanged at NT$32.0, citing relatively steady assumptions around discount rate, revenue growth, profit margin, and future P/E as key supports for their stance. Valuation Changes Fair Value: NT$32.0 is unchanged, indicating no adjustment to the overall valuation anchor.Narrative Update • Mar 31
2892: Lower Discount Rate And Higher Future P/E Will Support Upside
Analysts have adjusted their price target for First Financial Holding from NT$31.00 to NT$32.00, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E ratio. Valuation Changes Fair Value: adjusted from NT$31.00 to NT$32.00, reflecting a modest uplift in the assessed valuation.Narrative Update • Mar 16
2892: Future Outlook Will Balance Slightly Softer Growth With Stable Fair Pricing
Analysts have nudged their price target for First Financial Holding to NT$30.90 from NT$30.40, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Valuation Changes Fair Value: NT$30.40 to NT$30.90, a small upward adjustment in the estimated share value.Narrative Update • Mar 02
2892: Future Outlook Will Emphasize Stable Margins At A Fair Price
Analysts have kept their NT$30.40 price target for First Financial Holding intact, citing only minor adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions that did not materially change their overall valuation view. Valuation Changes Fair Value: NT$30.40 remains unchanged, with no adjustment to the overall valuation level.Narrative Update • Feb 16
2892: Lower Discount Rate And Stronger Margins Will Support Fair Valuation
Analysts have left their NT$31.0 price target for First Financial Holding unchanged. They cite updated assumptions that now reflect a lower discount rate, higher revenue growth, stronger profit margins and a more conservative future P/E multiple.Narrative Update • Feb 02
2892: Future Outlook Will Reflect Higher Profitability Assumptions At A Fair Price
Analysts have increased their fair value estimate for First Financial Holding from $29.90 to $30.40, citing updated assumptions on revenue growth, profit margins, the discount rate, and the future P/E multiple. Valuation Changes Fair Value: Updated slightly higher from NT$29.90 to NT$30.40.Narrative Update • Jan 19
2892: Fair Outlook Will Rely On Sustained Margins And Earnings Multiple
Analysts have raised their price target for First Financial Holding to $28.80 from $22.94, citing updated assumptions regarding revenue growth, profit margins, and a higher future P/E multiple. Valuation Changes Fair Value: Raised from NT$22.94 to NT$28.80, representing a sizeable uplift in the estimated intrinsic value per share.Narrative Update • Jan 04
2892: Future Outlook Will Reflect Stable Margins And Slightly Softer Revenue Assumptions
Analysts have modestly raised their price target on First Financial Holding to $29.90 from $29.90, citing a slightly higher implied future price-to-earnings multiple and a marginally higher discount rate that reflect a more cautiously optimistic view of the company’s long term earnings power. Valuation Changes Fair Value: Unchanged at NT$29.90 per share, indicating no revision to the core intrinsic value estimate.Narrative Update • Dec 17
2892: Future Outlook Will Balance Margin Improvement With Moderating Revenue Expectations
Analysts have raised their price target for First Financial Holding from 28.20 dollars to 29.90 dollars, citing expectations of slightly lower revenue growth, improved profit margins, and a modestly higher future price to earnings multiple. Valuation Changes Fair Value: Raised slightly from NT$28.20 to NT$29.90, reflecting a modestly higher intrinsic valuation.Narrative Update • Dec 03
2892: Future Outlook Balances Stronger Revenue Expectations With Slight Margin Pressure
Analysts have raised their price target on First Financial Holding by approximately 2 percent to about $28.20 per share, citing slightly lower discount rate assumptions, stronger expected revenue growth, and a modestly higher long term valuation multiple, despite a small reduction in projected profit margins. Valuation Changes The fair value estimate has risen slightly from NT$27.58 to NT$28.20 per share.Narrative Update • Sep 06
Leveraging US Operations Will Capture Tech Sector Opportunities
The consensus price target for First Financial Holding has increased, driven by stronger revenue growth forecasts and a lower future P/E, resulting in an upward revision of fair value from NT$25.82 to NT$27.58. What's in the News First Financial Holding Co. Ltd.
New Narrative • Dec 08
Rate Cuts And Geopolitical Tensions To Curtail Earnings And Pressure Margins
Projected SWAP gains decline and increased credit costs may pressure net interest margins, impacting revenue and earnings.Shareholder Returns
| 2892 | TW Banks | TW Market | |
|---|---|---|---|
| 7D | 0.7% | -2.2% | -6.3% |
| 1Y | 17.0% | 29.5% | 80.7% |
Return vs Industry: 2892 underperformed the TW Banks industry which returned 29.5% over the past year.
Return vs Market: 2892 underperformed the TW Market which returned 80.7% over the past year.
Price Volatility
| 2892 volatility | |
|---|---|
| 2892 Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.6% |
| 10% most volatile stocks in TW Market | 12.1% |
| 10% least volatile stocks in TW Market | 2.6% |
Stable Share Price: 2892 has not had significant price volatility in the past 3 months compared to the TW market.
Volatility Over Time: 2892's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2001 | 10,299 | Frank Fang | www.firstholding.com.tw |
First Financial Holding Co., Ltd., together with its subsidiaries, provides various financial products and services in Asia, North America, Oceania, and Europe. It operates through four segments: Bank, Security, Insurance, and Other. The company engages in commercial banking products and services; trading and proprietary trading of securities, securities underwriting, stock brokerage services, margin trading, and issuing warrant; securities investment trust funds and discretionary investment services; and life insurance products.
First Financial Holding Co., Ltd. Fundamentals Summary
| 2892 fundamental statistics | |
|---|---|
| Market cap | NT$490.34b |
| Earnings (TTM) | NT$28.66b |
| Revenue (TTM) | NT$73.36b |
17.0x
P/E Ratio1.6x
P/B RatioIs 2892 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 2892 income statement (TTM) | |
|---|---|
| Revenue | NT$73.36b |
| Cost of Revenue | NT$0 |
| Gross Profit | NT$73.36b |
| Other Expenses | NT$44.70b |
| Earnings | NT$28.66b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 39.07% |
| Debt/Equity Ratio | 210.5% |
How did 2892 perform over the long term?
See historical performance and comparisonDividends
2.7%
Current Dividend Yield53%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/20 07:15 |
| End of Day Share Price | 2026/07/20 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Financial Holding Co., Ltd. is covered by 15 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Noel Chan | Barclays |
| Trevor Kalcic | CGS International |
| Dexter Hsu | CLSA |