Samsung Life Insurance Co., Ltd.

KOSE:A032830 Stock Report

Market Cap: ₩27.3t

Samsung Life Insurance Valuation

Is A032830 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of A032830 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

₩175.05k
Fair Value
13.2% undervalued intrinsic discount
20
Number of Analysts

Below Fair Value: A032830 (₩152000) is trading below our estimate of fair value (₩175054.42)

Significantly Below Fair Value: A032830 is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for A032830?

Key metric: As A032830 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for A032830. This is calculated by dividing A032830's market cap by their current earnings.
What is A032830's PE Ratio?
PE Ratio12.8x
Earnings₩2.13t
Market Cap₩27.30t

Price to Earnings Ratio vs Peers

How does A032830's PE Ratio compare to its peers?

The above table shows the PE ratio for A032830 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average7.1x
A088350 Hanwha Life Insurance
4.9x19.90%₩2.3t
A082640 Tong Yang Life Insurance
4.2x-1.75%₩1.0t
A085620 MIRAE ASSET Life Insurance
7.5x-0.046%₩1.2t
A000810 Samsung Fire & Marine Insurance
11.5x9.68%₩20.4t
A032830 Samsung Life Insurance
12.8x6.02%₩27.3t

Price-To-Earnings vs Peers: A032830 is expensive based on its Price-To-Earnings Ratio (12.8x) compared to the peer average (7.1x).

Price to Earnings Ratio vs Industry

How does A032830's PE Ratio compare vs other companies in the Asian Insurance Industry?

5 CompaniesPrice / EarningsEstimated GrowthMarket Cap
A032830 12.8xIndustry Avg. 11.1xNo. of Companies44PE0816243240+
5 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: A032830 is expensive based on its Price-To-Earnings Ratio (12.8x) compared to the Asian Insurance industry average (11.1x).

Price to Earnings Ratio vs Fair Ratio

What is A032830's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

A032830 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.8x
Fair PE Ratio5.8x

Price-To-Earnings vs Fair Ratio: A032830 is expensive based on its Price-To-Earnings Ratio (12.8x) compared to the estimated Fair Price-To-Earnings Ratio (5.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst A032830 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₩152,000.00
₩151,720.00
-0.18%
17.60%₩187,400.00₩87,000.00n/a20
Nov ’26₩154,300.00
₩155,126.32
+0.54%
14.68%₩187,400.00₩120,000.00n/a19
Oct ’26₩155,100.00
₩148,200.00
-4.45%
13.12%₩187,000.00₩120,000.00n/a19
Sep ’26₩143,800.00
₩137,190.00
-4.60%
14.57%₩170,000.00₩87,000.00n/a20
Aug ’26₩119,700.00
₩128,590.00
+7.43%
18.91%₩170,000.00₩87,000.00n/a20
Jul ’26₩130,000.00
₩112,500.00
-13.46%
16.28%₩170,000.00₩87,000.00n/a20
Jun ’26₩98,900.00
₩109,850.00
+11.07%
12.45%₩150,000.00₩87,000.00n/a20
May ’26₩86,200.00
₩110,800.00
+28.54%
12.18%₩150,000.00₩87,000.00n/a20
Apr ’26₩83,500.00
₩113,888.89
+36.39%
11.68%₩150,000.00₩87,000.00n/a18
Mar ’26₩86,800.00
₩116,388.89
+34.09%
9.53%₩150,000.00₩98,000.00n/a18
Feb ’26₩89,100.00
₩119,055.56
+33.62%
10.40%₩150,000.00₩98,000.00n/a18
Jan ’26₩94,800.00
₩121,611.11
+28.28%
9.52%₩150,000.00₩98,000.00n/a18
Dec ’25₩107,100.00
₩120,700.00
+12.70%
9.58%₩150,000.00₩98,000.00n/a20
Nov ’25₩103,800.00
₩115,000.00
+10.79%
7.83%₩128,000.00₩98,000.00₩154,300.0019
Oct ’25₩93,200.00
₩115,973.68
+24.44%
10.45%₩150,000.00₩98,000.00₩155,100.0019
Sep ’25₩97,200.00
₩115,973.68
+19.31%
10.45%₩150,000.00₩98,000.00₩143,800.0019
Aug ’25₩93,800.00
₩109,555.56
+16.80%
12.50%₩140,000.00₩85,000.00₩119,700.0018
Jul ’25₩87,500.00
₩108,333.33
+23.81%
11.20%₩130,000.00₩85,000.00₩130,000.0018
Jun ’25₩84,300.00
₩107,368.42
+27.36%
11.64%₩130,000.00₩85,000.00₩98,900.0019
May ’25₩87,500.00
₩100,000.00
+14.29%
13.56%₩130,000.00₩85,000.00₩86,200.0019
Apr ’25₩91,500.00
₩100,105.26
+9.40%
15.26%₩135,000.00₩85,000.00₩83,500.0019
Mar ’25₩96,900.00
₩93,842.11
-3.16%
11.33%₩130,000.00₩76,000.00₩86,800.0019
Feb ’25₩76,000.00
₩88,842.11
+16.90%
6.82%₩100,000.00₩76,000.00₩89,100.0019
Jan ’25₩69,100.00
₩88,200.00
+27.64%
6.86%₩100,000.00₩77,000.00₩94,800.0020
Dec ’24₩69,400.00
₩88,200.00
+27.09%
6.86%₩100,000.00₩77,000.00₩107,100.0020
Nov ’24₩72,700.00
₩87,055.56
+19.75%
6.66%₩100,000.00₩77,000.00₩103,800.0018
₩151.72k
Fair Value
0.2% overvalued intrinsic discount
20
Number of Analysts

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/08 04:08
End of Day Share Price 2025/11/07 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Samsung Life Insurance Co., Ltd. is covered by 37 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michelle ChoBarclays
Jeehoon ParkBofA Global Research
Yafei TianCitigroup Inc