Unipol Assicurazioni S.p.A.

BIT:UNI Stock Report

Market Cap: €16.6b

Unipol Assicurazioni Dividends and Buybacks

Dividend criteria checks 5/6

Unipol Assicurazioni is a dividend paying company with a current yield of 4.83% that is well covered by earnings.

Key information

4.8%

Dividend yield

0.1%

Buyback Yield

Total Shareholder Yield5.0%
Future Dividend Yield6.0%
Dividend Growth16.8%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio54%

Recent dividend and buyback updates

Recent updates

Narrative Update Jun 04

UNI: Future Returns Will Rely On 2026 Dividend As Key Catalyst

Analysts have nudged their price target for Unipol Assicurazioni higher from about €23.00 to around €24.23, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Unipol Assicurazioni announced an annual dividend of €1.12 per share.
Narrative Update Apr 27

UNI: Future Returns Will Rely On Stable Dividend And Unchanged Core Assumptions

Analysts have kept their price target for Unipol Assicurazioni broadly unchanged at €23.0, reflecting stable assumptions on fair value, discount rate, growth and profitability in their latest models. What's in the News Unipol Assicurazioni S.p.A. announced an annual dividend of €1.12 per share, with payment scheduled for May 20, 2026.
Narrative Update Apr 13

UNI: Future Returns Will Depend On Steady Dividend And Unchanged Core Assumptions

Analysts have reaffirmed their price target for Unipol Assicurazioni at €23.0, citing consistent assumptions on the discount rate, revenue growth, profit margin and forward P/E as the basis for keeping their view unchanged. What's in the News An annual dividend of €1.12 per share has been announced, with payment scheduled for May 20, 2026, ex date May 18, 2026, and record date May 19, 2026 (Key Developments).
Narrative Update Mar 30

UNI: Future Returns Will Rely On Dividend Outlook And Refined Assumptions

Analysts have raised their price target on Unipol Assicurazioni from €21.77 to €23.00, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Annual dividend of €1.12 per share announced, with ex date on May 18, 2026, record date on May 19, 2026, and payment on May 20, 2026 (company event filing).
Narrative Update Feb 08

UNI: Future Returns Will Rely On Upcoming Board Decisions And Refined Assumptions

Analysts have raised their price target for Unipol Assicurazioni from €21.17 to €21.77, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E that they consider to better reflect the stock's current risk and earnings profile. What's in the News Board meeting on February 19, 2026 to review preliminary consolidated results for 2025, giving you an early look at how last year’s numbers shape up (company event calendar).
Narrative Update Jan 25

UNI: Future Returns Will Rely On Steady Assumptions And Upcoming Board Decisions

Analysts have slightly increased their price target for Unipol Assicurazioni to €21.17 from €21.15, citing updated assumptions around fair value and future P/E multiples while keeping other key inputs broadly consistent. What's in the News Board meeting scheduled for December 18, 2025, to address the integration of the board committee and other business items (company event filing).
Analysis Article Jan 14

Investors Don't See Light At End Of Unipol Assicurazioni S.p.A.'s (BIT:UNI) Tunnel

With a price-to-earnings (or "P/E") ratio of 12.9x Unipol Assicurazioni S.p.A. ( BIT:UNI ) may be sending bullish...
Narrative Update Jan 10

UNI: Future Returns Will Rely On Stable Assumptions And Upcoming Governance Decisions

Analysts have kept their price target for Unipol Assicurazioni steady at €21.15, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E in their latest update. What's in the News A board meeting is scheduled for December 18, 2025, to consider integrating the board committee structure and to review other business issues, indicating that decisions on governance organization are forthcoming (Key Developments).
Narrative Update Dec 19

UNI: Future Performance Will Reflect Stable Assumptions And Slightly Stronger Profitability

The analyst price target for Unipol Assicurazioni has been modestly raised from €20.80 to €21.15, as analysts point to slightly stronger expected profit margins and a marginally higher future earnings multiple to support the upward revision. Valuation Changes Fair Value: risen slightly from €20.80 to €21.15 per share, reflecting a modest upward revision in the intrinsic valuation.
Narrative Update Dec 04

UNI: Stable Assumptions And Pricing Will Guide Future Performance Outlook

Analysts have modestly raised their price target on Unipol Assicurazioni to €20.80 from €20.80, reflecting broadly unchanged assumptions on discount rate, revenue growth, profit margin, and future P E multiples that continue to support their valuation framework. Valuation Changes The fair value estimate remains unchanged at €20.80, indicating no revision to the core valuation output.
Narrative Update Nov 20

UNI: Profitability Improvements And Discount Rate Changes Will Inform Future Performance

Analysts have raised their price target for Unipol Assicurazioni from €20.35 to €20.80, citing incremental improvements in profitability and an updated view on the company’s discount rate. Valuation Changes The Fair Value Estimate has increased slightly from €20.35 to €20.80.
Narrative Update Nov 04

UNI: Confidence in Margins and Buyback Will Support Future Share Performance

Analysts have raised their price target for Unipol Assicurazioni from €19.42 to €20.35. This reflects modest improvements in projected fair value, a slight reduction in discount rate, and increased confidence in profit margins.
Narrative Update Oct 21

Analysts Lift Unipol Assicurazioni Price Target as Margins and Valuation Improve Amid Buyback Update

Analysts have increased their price target for Unipol Assicurazioni from €19.20 to €19.42, citing gradual improvements in the company’s projected discount rate and profit margin outlook. What's in the News Unipol Assicurazioni completed the repurchase of 450,000 shares, representing 0.06% of the company, for €5.32 million under the buyback announced on October 14, 2024 (Key Developments).
Narrative Update Sep 05

Digitalization And Bancassurance Partnerships Will Unlock New Insurance Opportunities

With minimal changes in both the consensus Future P/E (from 12.26x to 12.31x) and discount rate (steady at 9.04%), analysts have left their near-term valuation outlook for Unipol Assicurazioni virtually unchanged, resulting in only a marginal increase in the price target from €19.12 to €19.20. Valuation Changes Summary of Valuation Changes for Unipol Assicurazioni The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €19.12 to €19.20.
User avatar
New Narrative Nov 25

Innovative Strategies And Bancassurance Drive New Growth Horizons In Insurance Industry

Unipol Gruppo's premium increase strategy and risk reduction initiatives are set to boost revenue in motor and non-motor segments.

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: UNI's dividend payments have been volatile in the past 10 years.

Growing Dividend: UNI's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Unipol Assicurazioni Dividend Yield vs Market
How does UNI dividend yield compare to the market?
SegmentDividend Yield
Company (UNI)4.8%
Market Bottom 25% (IT)1.6%
Market Top 25% (IT)4.8%
Industry Average (Insurance)4.8%
Analyst forecast (UNI) (up to 3 years)6.0%

Notable Dividend: UNI's dividend (4.83%) is higher than the bottom 25% of dividend payers in the Italian market (1.59%).

High Dividend: UNI's dividend (4.83%) is in the top 25% of dividend payers in the Italian market (4.79%)


Earnings Payout to Shareholders

Earnings Coverage: With its reasonable payout ratio (53.6%), UNI's dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: With its low cash payout ratio (19.8%), UNI's dividend payments are well covered by cash flows.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/11 04:55
End of Day Share Price 2026/06/11 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Unipol Assicurazioni S.p.A. is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Francesco PreviteraBanca Akros S.p.A. (ESN)
Alessia MagniBarclays
Michael HuttnerBerenberg