Declared Dividend • Jun 17
First quarter dividend of CA$0.051 announced Dividend of CA$0.051 is the same as last year. Ex-date: 30th June 2026 Payment date: 31st July 2026 Dividend yield will be 15%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is not covered by earnings (448% earnings payout ratio). However, it is covered by cash flows (65% cash payout ratio). The dividend has increased by an average of 2.2% per year over the past 9 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 398% to bring the payout ratio under control, which is more than the 58% EPS growth achieved over the last 5 years. Buy Or Sell Opportunity • Jun 16
Now 21% undervalued Over the last 90 days, the stock has risen 1.5% to CA$1.32. The fair value is estimated to be CA$1.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 20%. Announcement • Jun 13
Automotive Finco Corp. Announces Quarterly Cash Dividend, Payable on July 31, 2026 Automotive Finco Corp. announced a cash dividend of $0.0513 per common share ($0.205 per common share on an annual basis) to be paid on July 31, 2026 to shareholders of record as of June 30, 2026. New Risk • May 29
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 46% Last year net profit margin: 71% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (366% payout ratio). Profit margins are more than 30% lower than last year (46% net profit margin). Revenue is less than US$5m (CA$2.0m revenue, or US$1.4m). Market cap is less than US$100m (CA$25.4m market cap, or US$18.4m). Buy Or Sell Opportunity • May 20
Now 21% undervalued Over the last 90 days, the stock has risen 4.0% to CA$1.30. The fair value is estimated to be CA$1.64, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 31% over the last 3 years. Meanwhile, the company has become profitable. Announcement • Apr 09
Automotive Finco Corp., Annual General Meeting, Jun 17, 2026 Automotive Finco Corp., Annual General Meeting, Jun 17, 2026. Buy Or Sell Opportunity • Apr 01
Now 21% undervalued Over the last 90 days, the stock has risen 5.8% to CA$1.27. The fair value is estimated to be CA$1.61, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 46% over the last 3 years. Meanwhile, the company has become profitable. Announcement • Mar 21
Automotive Finco Corp. Announces Quarterly Cash Dividend, Payable on April 30, 2026 Automotive Finco Corp. announce a cash dividend of $0.0513 per common share ($0.205 per common share on an annual basis) to be paid on April 30, 2026 to shareholders of record as of March 31, 2026. The dividend is an eligible dividend. Buy Or Sell Opportunity • Mar 12
Now 22% undervalued Over the last 90 days, the stock has risen 5.9% to CA$1.25. The fair value is estimated to be CA$1.61, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 46% over the last 3 years. Meanwhile, the company has become profitable. Buy Or Sell Opportunity • Jan 26
Now 24% undervalued Over the last 90 days, the stock has risen 21% to CA$1.20. The fair value is estimated to be CA$1.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 46% over the last 3 years. Meanwhile, the company has become profitable. Upcoming Dividend • Dec 24
Upcoming dividend of CA$0.051 per share Eligible shareholders must have bought the stock before 31 December 2025. Payment date: 30 January 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 18%. Within top quartile of Canadian dividend payers (5.9%). Higher than average of industry peers (5.8%). Announcement • Dec 18
Automotive Finco Corp. announces Quarterly dividend, payable on January 30, 2026 Automotive Finco Corp. announced Quarterly dividend of CAD 0.0513 per share payable on January 30, 2026, ex-date on December 31, 2025 and record date on December 31, 2025. Valuation Update With 7 Day Price Move • Nov 26
Investor sentiment improves as stock rises 21% After last week's 21% share price gain to CA$1.14, the stock trades at a trailing P/E ratio of 10.4x. Average trailing P/E is 14x in the Diversified Financial industry in Canada. Total loss to shareholders of 18% over the past three years. Buy Or Sell Opportunity • Sep 29
Now 21% undervalued Over the last 90 days, the stock has risen 12% to CA$1.11. The fair value is estimated to be CA$1.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 60% over the last 3 years. Meanwhile, the company has become profitable. Valuation Update With 7 Day Price Move • Sep 24
Investor sentiment improves as stock rises 15% After last week's 15% share price gain to CA$1.14, the stock trades at a trailing P/E ratio of 10.5x. Average trailing P/E is 13x in the Diversified Financial industry in Canada. Total loss to shareholders of 22% over the past three years. Upcoming Dividend • Sep 22
Upcoming dividend of CA$0.051 per share Eligible shareholders must have bought the stock before 29 September 2025. Payment date: 31 October 2025. Payout ratio is a comfortable 47% but the company is paying out more than the cash it is generating. Trailing yield: 21%. Within top quartile of Canadian dividend payers (5.8%). Higher than average of industry peers (5.7%). Announcement • Sep 09
Automotive Finco Corp. Announces Quarterly Cash Dividend, Payable on October 31, 2025 Automotive Finco Corp. announced a cash dividend of $0.0513 per common share ($0.205 per common share on an annual basis) to be paid on October 31, 2025 to shareholders of record as of September 30, 2025. The dividend is an eligible dividend. Upcoming Dividend • Jun 23
Upcoming dividend of CA$0.051 per share Eligible shareholders must have bought the stock before 30 June 2025. Payment date: 31 July 2025. Trailing yield: 23%. Within top quartile of Canadian dividend payers (6.1%). Higher than average of industry peers (6.1%). Valuation Update With 7 Day Price Move • Jun 17
Investor sentiment improves as stock rises 20% After last week's 20% share price gain to CA$1.04, the stock trades at a trailing P/E ratio of 9.6x. Average trailing P/E is 12x in the Diversified Financial industry in Canada. Total loss to shareholders of 33% over the past three years. New Risk • Jun 06
New major risk - Dividend sustainability The dividend is not well covered by earnings and cash flows. Payout ratio: 0% Dividend per share is over 5x cash flows per share. Dividend yield: 27% This is considered a major risk. Companies that pay out too much of their earnings and cash flows are at risk of having to reduce or cut their dividend in future. If earnings or cash flows stagnate or fall, then there may not be enough to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (20% average weekly change). Dividend is not well covered by earnings and cash flows. Payout ratio: 0% Dividend per share is over 5x cash flows per share. Minor Risks Revenue is less than US$5m (CA$3.0m revenue, or US$2.2m). Market cap is less than US$100m (CA$19.8m market cap, or US$14.5m). Buy Or Sell Opportunity • Jun 06
Now 22% undervalued The stock has been flat over the last 90 days, currently trading at CA$0.75. The fair value is estimated to be CA$0.96, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 73% over the last 3 years. Meanwhile, the company has become profitable. Announcement • Apr 21
Automotive Finco Corp., Annual General Meeting, Jun 19, 2025 Automotive Finco Corp., Annual General Meeting, Jun 19, 2025. New Risk • Apr 16
New major risk - Market cap size The company's market capitalization is less than US$10m. Market cap: CA$13.5m (US$9.71m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (CA$13.5m market cap, or US$9.71m). Minor Risks Share price has been volatile over the past 3 months (16% average weekly change). Revenue is less than US$5m (CA$2.9m revenue, or US$2.1m). New Risk • Mar 31
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Canadian stocks, typically moving 13% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (13% average weekly change). Revenue is less than US$5m (CA$2.9m revenue, or US$2.0m). Market cap is less than US$100m (CA$16.3m market cap, or US$11.3m). Board Change • Mar 02
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 1 experienced director. 2 highly experienced directors. CEO & Director Kuldeep Billan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Nov 28
Automotive Finco Corp. Announces Reinstitution of Cash Dividends Automotive Finco Corp. intends to reinstitute dividends payable quarterly at the same effective rate of $0.205/per annum per common share beginning as soon as possible after the upcoming quarterly interest payment is made in February 2025. Announcement • Apr 21
Automotive Finco Corp., Annual General Meeting, Jun 25, 2024 Automotive Finco Corp., Annual General Meeting, Jun 25, 2024. Announcement • Nov 24
Automotive Finco Corp. Intends to Pay Dividends At the End of December 2024 Automotive Finco Corp. intended to pay dividends at the end of December 2024 at the same effective rate of $0.205/annum per common share. New Risk • Jun 22
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Canadian stocks, typically moving 17% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (17% average weekly change). Dividend is not well covered by earnings and cash flows. Dividend per share is over 134x earnings per share. Paying a dividend despite having no free cash flows. Revenue is less than US$1m (CA$929k revenue, or US$705k). Market cap is less than US$10m (CA$11.9m market cap, or US$9.03m). Announcement • Jun 21
Automotive Finco Corp. Announces Change of Frequency of Its Dividend Distributions from Semi-Annual to Annual Automotive Finco Corp. announced a change to the frequency of its dividend distributions from semi-annual to annual. The Company intends to pay dividends at the end of December 2023 at the same effective rate of $0.205/annum per common share. Announcement • Jan 19
Automotive Finco Corp. Announces Cash Dividend for February 2023, Payable on February 28, 2023 Automotive Finco Corp. announced a cash dividend of $0.0171/common share ($0.205/common share on an annual basis) to be paid on February 28, 2023 to the shareholders of record as of January 31, 2023. Announcement • Nov 23
Automotive Finco Corp. Announces Cash Dividend for December 2022, Payable on December 30, 2022 Automotive Finco Corp. announced a cash dividend of $0.0171 per common share ($0.205 per common share on an annual basis) to be paid on December 30, 2022 to the shareholders of record as of November 30, 2022. The dividend is an eligible dividend. Announcement • Oct 20
Automotive Finco Corp. Announces Cash Dividend, Payable on November 30, 2022 Automotive Finco Corp. announced a cash dividend of $0.0171/common share ($0.205/common share on an annual basis) to be paid on November 30, 2022 to the shareholders of record as of October 31, 2022. The dividend is an eligible dividend. Announcement • Sep 23
Automotive Finco Corp. Announces Cash Dividend for the Month of September 2022, Payable on October 31, 2022 Automotive Finco Corp. announced a cash dividend of $0.0171/common share ($0.205/common share on an annual basis) to be paid on October 31, 2022 to the shareholders of record as of September 29, 2022. The dividend is an eligible dividend. Announcement • Aug 24
Automotive Finco Corp. Announces Cash Dividend for the Month of September 2022, Payable on September 29, 2022 Automotive Finco Corp. announced a cash dividend of $0.0171/common share ($0.205/common share on an annual basis) to be paid on September 29, 2022 to the shareholders of record as of August 31, 2022. The dividend is an eligible dividend. Announcement • Jul 21
Automotive Finco Corp. Announces Cash Dividend for the Month of August 2022, Payable on August 31, 2022 Automotive Finco Corp. announced a cash dividend of $0.0171 per common share ($0.205 per common share on an annual basis) for the month of August 2022 to be paid on August 31, 2022 to the shareholders of record as of July 29, 2022. The dividend is an eligible dividend. Announcement • Jun 22
Automotive Finco Corp. Announces Cash Dividend for the Month July 2022, Payable on July 29, 2022 Automotive Finco Corp. announced cash dividend of $0.0171 per common share ($0.205/common share on an annual basis) to be paid on July 29, 2022 to the shareholders of record as of June 30, 2022. The dividend is an eligible dividend. Announcement • May 21
Automotive Finco Corp. Announces June 2022 Cash Dividend, Payable on June 30, 2022 Automotive Finco Corp. announced a cash dividend of $0.0171/common share ($0.205/common share on an annual basis) to be paid on June 30, 2022 to the shareholders of record as of May 31, 2022. The dividend is an eligible dividend. Announcement • Apr 22
Automotive Finco Corp., Annual General Meeting, Jun 23, 2022 Automotive Finco Corp., Annual General Meeting, Jun 23, 2022. Announcement • Apr 21
Automotive Finco Corp. Announces May 2022 Cash Dividend, Payable on May 31, 2022 Automotive Finco Corp. announced a cash dividend of $0.0171 per common share ($0.205 per common share on an annual basis) to be paid on May 31, 2022 to the shareholders of record as of April 29, 2022. The dividend is an eligible dividend. Announcement • Feb 17
Automotive Finco Corp. Announces March 2022 Cash Dividend, Payable on March 31, 2022 Automotive Finco Corp. announce a cash dividend of $0.0171/common share ($0.205/common share on an annual basis) to be paid on March 31, 2022 to the shareholders of record as of February 28, 2022. The dividend is an eligible dividend. Announcement • Feb 15
Automotive Finco Corp. Announces Board Changes Automotive Finco Corp. announced that Mr. Kail Ross resigned as a director of the company on February 7, 2022. Subject to regulatory approval, Kuldeep Billan has been appointed to the Company’s board of directors, effective February 11, 2022, to serve alongside Farhad Abasov and Curtis Johansson. Mr. Billan is currently the Chief Executive Officer of the Company. Announcement • May 21
Automotive Finco Corp. Announces June 2021 Cash Dividend, Payable on June 30, 2021 Automotive Finco Corp. announced a cash dividend of $0.0171 per common share ($0.205 per common share on an annual basis) to be paid on June 30, 2021 to the shareholders of record as of May 31, 2021. Is New 90 Day High Low • Jan 20
New 90-day high: CA$1.58 The company is up 7.0% from its price of CA$1.47 on 21 October 2020. The Canadian market is up 13% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 11% over the same period. Upcoming Dividend • Dec 23
Upcoming Dividend of CA$0.017 Per Share Will be paid on the 29th of January to those who are registered shareholders by the 30th of December. The trailing yield of 13% is in the top quartile of Canadian dividend payers (5.2%), and it is higher than industry peers (2.0%). Is New 90 Day High Low • Dec 22
New 90-day high: CA$1.55 The company is up 3.0% from its price of CA$1.50 on 22 September 2020. The Canadian market is up 10.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 19% over the same period.