BayFirst Financial Past Earnings Performance
Past criteria checks 1/6
BayFirst Financial's earnings have been declining at an average annual rate of -25.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 7.4% per year. BayFirst Financial's return on equity is 4.5%, and it has net margins of 4%.
Key information
-25.5%
Earnings growth rate
-28.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -7.4% |
| Return on equity | 4.5% |
| Net Margin | 4.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08
Oct 29
BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08
Aug 20BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08
Jul 30BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08
Apr 30BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08
Oct 31BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08
Aug 01BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08
May 02BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08
Feb 07BayFirst Financial to discontinue network of residential mortgage LPOs
Sep 21First Home Bancorp GAAP EPS of $0.03, revenue of $25.35M
Jul 27Should You Be Adding BayFirst Financial (NASDAQ:BAFN) To Your Watchlist Today?
Dec 03Revenue & Expenses Breakdown
How BayFirst Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 76 | 3 | 57 | 0 |
| 30 Jun 24 | 78 | 4 | 57 | 0 |
| 31 Mar 24 | 78 | 5 | 58 | 0 |
| 31 Dec 23 | 76 | 5 | 56 | 0 |
| 30 Sep 23 | 71 | 6 | 53 | 0 |
| 30 Jun 23 | 69 | 7 | 51 | 0 |
| 31 Mar 23 | 65 | 6 | 48 | 0 |
| 31 Dec 22 | 62 | 5 | 48 | 0 |
| 30 Sep 22 | 60 | 3 | 49 | 0 |
| 30 Jun 22 | 52 | -1 | 48 | 0 |
| 31 Mar 22 | 32 | 1 | 27 | 0 |
| 31 Dec 21 | 62 | 8 | 45 | 0 |
| 30 Sep 21 | 86 | 13 | 60 | 0 |
| 30 Jun 21 | 110 | 19 | 74 | 0 |
| 31 Mar 21 | 143 | 20 | 108 | 0 |
| 31 Dec 20 | 114 | 12 | 88 | 0 |
| 30 Sep 20 | 93 | 8 | 81 | 0 |
| 31 Dec 19 | 62 | 4 | 49 | 0 |
Quality Earnings: BAFN has high quality earnings.
Growing Profit Margin: BAFN's current net profit margins (4%) are lower than last year (7.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BAFN's earnings have declined by 25.5% per year over the past 5 years.
Accelerating Growth: BAFN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BAFN had negative earnings growth (-44.7%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: BAFN's Return on Equity (4.5%) is considered low.