Softlogic Life Insurance PLC (AAIC) – Strong Buy Recommendation Softlogic Life (AAIC) is a classic Fast Grower in Sri Lanka’s underpenetrated life insurance market. Gross Written Premiums (GWP) have grown 10x in the last decade , with a 29% YoY increase in 1H 2025 , far outpacing the industry.Read more

Overseas Realty (Ceylon) shifts from building to collecting rent as two flagship Colombo sites fill up, which could turn into steadier cash coming in over time. The big question is whether leasing keeps improving fast enough—and whether the wider Sri Lankan economy cooperates—to close the gap between what the market pays and what the properties may be worth.Read more

After conducting a detailed analysis, I’ve determined that CIC.X is currently undervalued, with the current market price at Rs. 67.90. Using multiple valuation methods, I calculated the following intrinsic values: Discounted Cash Flow (DCF): Rs. 76.99 Graham’s Valuation: Rs. 207.17 EPS-Based Valuation: Rs. 347.00 DPS-Based Valuation: Rs. 198.00 By consolidating these methods, the intrinsic value I arrived at is Rs. 172.43, significantly higher than the current price.Read more

The stock’s price looks far ahead of what the business has actually delivered, with uneven cash coming in and out and only modest progress for long-term owners. See why the recent cash rebound and improving returns may not be enough to justify today’s optimism—and what signals could change that view.Read more

Sampath Bank PLC, one of Sri Lanka’s leading commercial banks, appears to be significantly undervalued based on intrinsic valuation models. Our analysis, incorporating the Dividend Discount Model (DDM), Excess Capital Model, and Adjusted Book Value + ROE Growth, suggests a weighted intrinsic value of Rs. 176.35 per share compared to its current market price of Rs. 121.5. This indicates a 31.1% margin of safety , signaling a compelling investment opportunity.Read more

The company keeps burning cash and spends heavily just to keep running, making its profits and dividend look unreliable. Even with a recent improvement in margins, the stock price assumes a much healthier business than the underlying cash story suggests.Read more

A stock is priced like its business is going nowhere, even though it throws off lots of cash, carries no debt, and returns plenty to shareholders through dividends. The case hinges on the gap between today’s price and what the company’s cash profits could be worth if growth and payouts hold up.Read more