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FCMB Group Plc H1 2025: Robust Growth in Core Banking Operations Despite Rising Costs Key Highlights: Gross Earnings Surge : FCMB posted a 41% YoY increase in gross earnings to ₦529.2 billion in H1 2025, reflecting improved interest income and a solid performance across its business units. Strong Net Interest Income : Net interest income nearly doubled to ₦207.4 billion (up 95%) driven by a 70% growth in interest and discount income to ₦458.4 billion.

Conoil Plc Q2/H1 Result: Sharp Earnings Decline Highlights Margin Pressures Amid Revenue Contraction Conoil Plc’s H1 2025 results show a steep decline in profitability , with profit before tax plunging by 88.8% YoY to ₦1.15 billion , driven by a 20.4% drop in revenue and persistent cost-side pressures. Earnings per share (EPS) contracted sharply to ₦1.30 from ₦11.56 , eroding investor value.

Sterling Financial Holdings Company Plc – H1 2025 Performance Review Thesis: Sterling Financial Holdings Company Plc (Sterling Holdings) demonstrated a strong financial performance in H1 2025, marked by significant growth in profitability and operational efficiency. These results affirm the company's solid fundamentals and robust growth trajectory, supporting a positive investment outlook with moderate caution due to rising cost pressures and macro-financial risks.

Ecobank Group has demonstrated strong operational and financial resilience in the first half of 2025, delivering robust double-digit growth across all key performance metrics. The group’s diversified pan-African presence and strategic focus on digital banking, cost management, and customer acquisition are paying off, making it an attractive investment opportunity in the financial sector.

Key Highlights (Group Level): Item H1 2025 (₦’million) H1 2024 (₦’million) Change Interest Income 1,437,409 947,694 +52% Interest Expense (532,582) (432,761) +23% Net Interest Income 904,827 514,933 +76% Impairment Charges (185,397) (92,986) +99% Net Interest After Impairment 719,430 421,947 +70% Net Fee & Commission Income 138,697 110,836 +25% FX Gains/(Loss) 73,543 (165,046) Reversed loss Net Gains FVTPL (53,668) 432,201 Downturn Operating Profit 355,976 411,965 -14% Profit Before Tax 356,149 411,990 -14% Profit After Tax (Cont.) 283,770 360,265 -21% Profit After Tax (Total) 289,772 365,300 -21% EPS (Naira) 10.05 6.84 +47% YoY EPS Q2 HoldCo (Standalone) Performance: H1 2025 profit rose 500% YoY from ₦1.43bn to ₦8.55bn. Interest income grew by 219% , from ₦2.55bn to ₦8.15bn.

MTN Nigeria has delivered a remarkable turnaround in H1 2025, with a profit after tax of ₦414.86 billion, compared to a loss of ₦519.06 billion in H1 2024. This rebound is primarily driven by strong revenue growth, operational efficiency, and the absence of last year’s severe foreign exchange losses.

"Investing in a bitcoin miner?! How dare you!" endthefud.org Summary IREN owns and operates 4 Bitcoin mining sites in North America, powered by 100% renewable energy, leveraging 'stranded energy' from hydro and solar power plants.

Company Overview Founded in 2003 by Peter Thiel, Alex Karp, Stephen Cohen, Joe Lonsdale, and Nathan Gettings, Palantir Technologies emerged from the shared vision of transforming how data could be used to solve complex problems. Peter Thiel, a co-founder of PayPal and a prominent venture capitalist, brought his knack for identifying transformative opportunities.

Financial Highlights (H1 2025 vs H1 2024) Metric H1 2025 (₦’000) H1 2024 (₦’000) YoY Change Revenue 340,990,220 223,198,927 +52.7% Cost of Sales (219,412,477) (160,586,622) +36.6% Gross Profit 121,577,744 62,612,305 +94.1% Operating Expenses (59,269,904) (48,176,380) +23.0% Other Expense (6,208,822) (134,006,036) Significant Drop Profit Before Tax 61,527,171 (150,234,757) Turnaround Income Tax (20,239,432) 43,451,650 Reversal Net Profit 41,287,739 (106,783,107) Turnaround EPS (₦) 0.25 (3.98) Positive ✅ Balance Sheet Snapshot (as of June 2025 vs Dec 2024) Metric June 2025 (₦’000) Dec 2024 (₦’000) Change Total Assets 706,648,025 727,872,297 -2.9% Total Liabilities 216,446,210 278,958,220 -22.4% Equity 490,201,815 448,914,077 +9.2% Cash & Cash Equivalents 86,636,062 109,038,307 -20.5% Retained Losses (200,658,683) (241,946,422) Improved ✅ Key Observations 1. Strong Revenue Growth Revenue surged 53% YoY , reflecting higher beer demand and possible pricing adjustments.