Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.6% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.3% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Orlen

Key Takeaways Diversification in funding and strategic bond issuance improve cash flow, supporting revenue growth and higher future earnings. Focus on renewable energy and upstream growth enhances potential for improved margins and earnings.

Consensus Narrative from 9 Analysts

Renewable Energy Focus And Funding Diversification Will Improve Future Performance

zł78.08

0.08% overvalued

-2.17%

Revenue growth p.a.

18 days ago

Turning Point Brands

Key Takeaways Rising sales in modern oral and hemp-based products, plus direct-to-consumer expansion, are fueling market share gains and revenue growth across new and premium categories. Shifts toward premium brands, operational efficiencies, and supply chain investments are strengthening profit margins and cash generation despite legacy segment headwinds.

Consensus Narrative from 4 Analysts

Modern Oral And Hemp Trends Will Capture Expanding Markets

US$107.75

8.5% undervalued

22.49%

Revenue growth p.a.

2 days ago

Banc of California

Key Takeaways Digital transformation and strong California demographics are driving customer growth, improved efficiency, and higher earnings, strengthening Banc of California's competitive position. Strategic merger integration and targeted lending shifts are enhancing profitability, stabilizing asset quality, and supporting above-peer revenue expansion.

Consensus Narrative from 11 Analysts

Digital Transformation And Merger Synergies Will Drive California Banking Value

US$17.77

12.5% undervalued

14.96%

Revenue growth p.a.

Updated

Unity Group

Key Takeaways Accelerated shift toward fiber infrastructure, supported by favorable regulation and strategic partnerships, is driving higher-margin, recurring revenue and long-term growth opportunities. Improved capital structure and financial flexibility position Uniti to reinvest in expansion while offsetting legacy revenue declines and enhancing profitability.

Consensus Narrative from 7 Analysts

Fiber Expansion Will Capture 5G And AI Demand

US$9.10

30.0% undervalued

46.98%

Revenue growth p.a.

1 day ago

Clariane

Key Takeaways Rising occupancy and demographic trends are driving sustained growth and operational leverage, while regulatory challenges are improving margins as adaptation progresses. Deleveraging, digital initiatives, and service diversification enhance financial stability, efficiency, and earnings quality, positioning Clariane for stronger long-term performance.

Consensus Narrative from 6 Analysts

Aging Europe And Digital Adoption Will Advance Long Term Care

€5.16

10.2% undervalued

4.82%

Revenue growth p.a.

about 22 hours ago

MJ Gleeson

Key Takeaways Shrinking first-time buyer demand and tighter mortgage conditions threaten core sales growth and long-term earnings stability. Rising regulation, regional focus, and industry cost inflation undermine margin resilience and future profitability.

Consensus Narrative from 7 Analysts

Tighter Lending And Ageing Demographics Will Constrain Housing Demand

UK£3.75

6.1% undervalued

16.67%

Revenue growth p.a.

22 days ago

Taseko Mines

Key Takeaways Heightened regulatory, operational, and social challenges threaten to raise costs, delay projects, and constrain stable earnings despite positive long-term copper demand trends. Ongoing risks from mine dependence and market forces like recycling and substitution may depress revenues and limit the effectiveness of future growth initiatives.

Consensus Narrative from 7 Analysts

Florence And Gibraltar Operations Will Face Regulatory And Operational Setbacks

CA$3.68

23.1% overvalued

25.59%

Revenue growth p.a.

22 days ago

Pluxee

Key Takeaways Disruptive payment technologies and growing fintech competition threaten Pluxee's core revenue streams, fee structure, and long-term growth prospects. Regulatory tightening and macroeconomic volatility in key markets will pressure margins, increase compliance costs, and create sustained earnings uncertainty.

Consensus Narrative from 13 Analysts

Direct-to-consumer Disruption Will Erode Earnings Amid EU And Latin America Scrutiny

Krishna Institute of Medical Sciences

€17.50

4.0% overvalued

7.30%

Revenue growth p.a.

22 days ago

Key Takeaways Rapid expansion into untested regions and operational challenges may prolong losses and pressure overall profitability and margins. Structural shifts in healthcare demand, regulatory pressures, and rising operating costs threaten future revenue growth and industry-leading margin sustainability.

Consensus Narrative from 13 Analysts

Urban Expansion Will Trigger Integration Risks And Regulatory Hurdles