Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

25.7% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

25.2% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.1% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Navneet Education

Key Takeaways Expanding digital platforms and strategic partnerships are integral to growing Navneet Education’s publication business and adapting to educational market changes. Navneet Education is enhancing its product innovation and international expansion efforts to drive export stationery revenue, particularly targeting Central America.

Consensus Narrative from 1 Analyst

Digital Initiatives And International Markets Could Improve Future Outlook Amid Short-Term Profit Pressures

₹150.04

4.7% undervalued

9.64%

Revenue growth p.a.

about 1 month ago

Manhattan Associates

Key Takeaways Uncertain macroeconomic and geopolitical conditions could impact revenue growth and net margins by delaying services and shifting customer budgets. The reliance on transitioning to cloud offerings may face challenges, affecting revenue due to longer sales cycles and heightened operational expenses.

Consensus Narrative from 9 Analysts

Economic Uncertainty Will Slow Cloud Sales While Google Recognition Aids

US$176.29

20.7% overvalued

5.76%

Revenue growth p.a.

about 1 month ago

GlobalFoundries

Key Takeaways Lagging investment in advanced chip technologies and stricter sustainability standards threaten GlobalFoundries' market share, margins, and growth prospects. Rising geopolitical tensions and industry consolidation increase customer concentration risks and pressure pricing, further challenging future earnings and competitiveness.

Consensus Narrative from 19 Analysts

Legacy Fabs Will Suffer As TSMC And Samsung Lead

US$35.00

6.2% undervalued

5.81%

Revenue growth p.a.

about 1 month ago

Constellation Brands

Key Takeaways Shifting consumer preferences toward moderation and alcohol alternatives threaten long-term revenue growth and weaken pricing power for core brands. Heavy dependence on Mexican beer imports and rising regulatory, cost, and supply chain pressures create significant risks to margins and earnings stability.

Consensus Narrative from 23 Analysts

Declining Alcohol Consumption And Surging Costs Will Undermine Profitability

Direct Line Insurance Group

US$170.00

0.01% undervalued

-1.51%

Revenue growth p.a.

about 1 month ago

Key Takeaways Integration onto price comparison websites is expected to significantly drive revenue growth by enhancing customer acquisition and premium elevation. Strategic initiatives, including cost reduction and new pricing models, aim to improve profitability through enhanced margins and operational efficiencies.

Consensus Narrative from 11 Analysts

Integrating Line Onto Price Comparison Websites Will Increase Future Customer Acquisition

UK£2.75

10.8% overvalued

-12.75%

Revenue growth p.a.

about 1 month ago

Adobe

Key Takeaways Adobe's investment in AI features and Firefly app tiers may boost revenue and margin through upsells and broader user engagement. Expanding web/mobile solutions and partnerships can drive revenue growth, catering to evolving creator needs and enhancing market reach.

Consensus Narrative from 35 Analysts

Firefly App And AI Assistants Will Attract New Users

US$380.00

10.9% undervalued

6.99%

Revenue growth p.a.

about 1 month ago

Momentum Group

Key Takeaways Share buyback program and improved operations in Momentum Insure enhance shareholder value and boost earnings through profitability and EPS improvements. Technological advancements and cost-saving initiatives drive revenue growth, margin expansion, and diversified earnings through strategic initiatives and acquisitions.

Consensus Narrative from 4 Analysts

Share Buybacks And Myriad Digital Focus Will Spur Future Success

R31.05

14.7% overvalued

4.74%

Revenue growth p.a.

about 1 month ago

Avon Technologies

Key Takeaways Strong demand and increased order book enhance revenue visibility, supporting growth and stability in various market segments. Transformative investments aim to improve productivity and margins, signaling potential for improved returns and competitive advantage.

Consensus Narrative from 6 Analysts

Anticipated Product Launches And STAR Strategy Will Strengthen Future Position In Defense And Respiratory Protection

UK£17.06

23.4% overvalued

8.15%

Revenue growth p.a.

about 1 month ago

BHP Group

Key Takeaways Operational excellence and cost discipline help BHP maintain strong margins, positively impacting earnings. Expansion into potash diversifies revenue sources, increasing earnings and stability.

Consensus Narrative from 15 Analysts

Expanding Copper Production And Potash Entry Will Diversify Portfolio, But Analysts Forecast Earnings Decline