Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.9% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.3% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Solid Power

Key Takeaways Investor optimism about early market dominance may be misplaced due to risks around slow commercial adoption, ongoing losses, and concentration in key partnerships. Supply chain challenges, high capital needs, and unproven long-term licensing pose threats to profitability and stable revenue growth.

Consensus Narrative from 2 Analysts

BMW And SK On Ties Will Fuel Potential Despite Risks

US$2.50

114.8% overvalued

13.54%

Revenue growth p.a.

Updated

Anywhere Real Estate

Key Takeaways Overly optimistic revenue and margin expectations ignore structural risks like commission compression, demographic headwinds, and cost pressures that could limit long-term growth. Technology advances and new competitors threaten to erode core brokerage advantages and reduce profitability over time.

Consensus Narrative from 2 Analysts

Overvaluation Will Face Demographic Headwinds While AI Will Boost Efficiency

US$4.00

41.8% overvalued

7.36%

Revenue growth p.a.

about 8 hours ago

Crocs

Key Takeaways Strong international expansion and innovative product strategies are diversifying revenue and growing brand appeal, reducing dependence on North America. Direct-to-consumer focus and disciplined cost management are enhancing profitability, while sustainability initiatives support long-term brand strength and pricing power.

Consensus Narrative from 12 Analysts

Asia And Europe Expansion Will Secure Lasting Market Strength

US$90.92

7.6% undervalued

-1.03%

Revenue growth p.a.

Updated

Barloworld

Key Takeaways Rising infrastructure and mining projects, plus modernization trends, support long-term growth in equipment sales, service revenue, and earnings stability. Sustainability investments and portfolio streamlining position the company for higher margins, profitability, and resilience to evolving client and regulatory demands.

Consensus Narrative from 3 Analysts

Expanding Infrastructure And Green Investments Will Drive Opportunity

R108.67

8.6% overvalued

2.78%

Revenue growth p.a.

Updated

Viva Energy Group

Key Takeaways Transition to electric vehicles and alternative fuels threatens core fuel sales, undermining future growth as demand for petrol and diesel declines. Reliance on ageing refinery assets and rising compliance costs increase earnings volatility and may compress margins amid intensifying competition and stricter regulations.

Consensus Narrative from 11 Analysts

Growing EV Shift Will Expose Legacy Refining To Mounting Risks

AU$2.00

4.5% overvalued

-3.25%

Revenue growth p.a.

13 days ago

SPAR Group

Key Takeaways Dependence on traditional formats and underinvestment in technology heighten risks to competitiveness, operational efficiency, and long-term earnings quality. Structural challenges in international operations and margin compression from discount competition threaten profitability and potential for sustainable growth.

Consensus Narrative from 6 Analysts

Declining Footfall And European Losses Will Squeeze Retail Margins

R111.00

2.8% undervalued

0.29%

Revenue growth p.a.

13 days ago

Dr. Martens

Key Takeaways Brand faces pressure as evolving consumer values and sustainability trends undermine its traditional products, demanding costly supply chain adaptation and innovation. Intensifying digital competition and heavy reliance on legacy products erode pricing power, threaten brand relevance, and risk long-term margin and sales decline.

Consensus Narrative from 6 Analysts

High Valuations Will Suffer Rising Supply Costs And Consumer Shifts

UK£0.75

0.5% overvalued

3.22%

Revenue growth p.a.

13 days ago

Vitec Software Group

Key Takeaways Accelerating technological change and rising competition threaten Vitec's innovation pace, pricing power, and the long-term competitiveness of its diverse business portfolio. Heavy reliance on acquisitions and regulatory challenges increase operational complexity, integration risks, and cost pressures, undermining earnings stability and profitability.

Consensus Narrative from 7 Analysts

Cloud-native SaaS Fragmentation And Rising Regulation Will Weaken Positioning

SEK 375.00

3.4% undervalued

6.71%

Revenue growth p.a.

13 days ago

Dis-Chem Pharmacies

Key Takeaways Aggressive store expansion and rising operational costs risk compressing margins and could undermine growth if market saturation and cost pressures persist. Dependence on discretionary spending and regulated dispensary income increases vulnerability to economic downturns, regulation changes, and heightened digital and retail competition.

Consensus Narrative from 5 Analysts

Rising Costs Will Intensify Retail Saturation In South Africa