Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.6% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

Selective Insurance Group

AU$22.00

4.3% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Key Takeaways Investments in digital tools and underwriting strategies are expected to boost efficiency, margins, and earnings while moderating volatility. Business diversification and expansion into specialty and underserved markets should support resilient revenue growth and reduced underwriting risk.

Consensus Narrative from 6 Analysts

Digital Tools And Operational Efficiency Will Expand Insurance Markets

US$85.00

9.8% undervalued

6.36%

Revenue growth p.a.

3 days ago

Alamo Group

Key Takeaways Sustained infrastructure investment and a shift to automated solutions are driving strong sales growth, recurring revenues, and expanding margins across core business segments. Robust cash flow and minimal debt enable strategic acquisitions, while operational efficiencies continue to enhance profitability and earnings quality.

Consensus Narrative from 4 Analysts

Rising Infrastructure Investments And Operational Efficiency Will Drive Future Momentum

US$244.25

9.0% undervalued

5.30%

Revenue growth p.a.

3 days ago

RBB Bancorp

Key Takeaways Targeted growth in minority and immigrant lending, along with demographic trends, drives robust core revenue and deposit expansion. Digital investment and disciplined lending improve efficiency, asset quality, and future earnings scalability.

Consensus Narrative from 5 Analysts

Minority Entrepreneurship And Digital Banking Will Unlock Future Value

US$20.40

5.1% undervalued

21.62%

Revenue growth p.a.

3 days ago

MPS

Key Takeaways Diversified markets and reduced client concentration enhance MPS's revenue stability and growth prospects, particularly in North America and APAC. Efforts in eLearning and AI-driven innovations could boost margins and efficiency, while strategic acquisitions support revenue growth.

Consensus Narrative from 1 Analyst

Global Diversification And AI/ML Adoption Will Strengthen Future Operations

₹2.79k

23.8% undervalued

11.11%

Revenue growth p.a.

18 days ago

Raspberry Pi Holdings

Key Takeaways Razor-thin margins and earnings growth are threatened by hardware commoditization, intense competition, and accelerating product cycles driving up R&D costs. Exposure to economic cycles, rising trade barriers, and lack of software ecosystem differentiation limits resilience and makes sustained revenue expansion uncertain.

Consensus Narrative from 3 Analysts

Accelerated Hardware Obsolescence And Rising Costs Will Undercut Value

UK£4.41

9.4% undervalued

18.09%

Revenue growth p.a.

20 days ago

Dürr

Key Takeaways Heavy dependence on legacy automotive technologies and delayed capital spending expose Dürr to growth volatility, rising costs, and structural market vulnerability amid rapid industry change. Intensifying competition, regulatory pressures, and labor challenges threaten margins, innovation pace, and long-term profitability.

Consensus Narrative from 9 Analysts

Global Trade Tensions And Rising Compliance Costs Will Hinder Recovery

€22.50

0.4% undervalued

1.31%

Revenue growth p.a.

20 days ago

Jenoptik

Key Takeaways Sharp declines in core verticals and reduced order visibility, combined with global uncertainties, threaten future revenue and risk underutilization and excess capacity. Intensifying technological disruption and rising compliance costs erode operating margins, while limited brand scale and competitive pressures further constrain profitability.

Consensus Narrative from 9 Analysts

Sharp Drop In Semiconductor Orders Will Burden Near-Term Margins

€19.00

6.3% undervalued

-0.029%

Revenue growth p.a.

20 days ago

Robinsons Land

Key Takeaways Structural shifts in work and retail trends undermine demand for offices and malls, leading to rising vacancies, weaker rent growth, and recurring income pressures. High leverage from aggressive expansion and growing compliance costs from sustainability requirements limit financial flexibility and threaten margins if performance lags expectations.

Consensus Narrative from 7 Analysts

Hybrid Work And Oversupply Will Lower Returns But Unlock Value

₱13.00

13.5% overvalued

8.63%

Revenue growth p.a.

20 days ago

Lazard

Key Takeaways Expansion initiatives in the Middle East and strategic alliances might strain resources and increase operating costs without immediate revenue benefits. Efforts in advisory services and ETF offerings could elevate expenses, impacting net margins and short-term earnings before yielding growth.

Consensus Narrative from 5 Analysts

Expansion In Abu Dhabi And Europe Will Trigger Cost Pressures