Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.9% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

24.3% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.0% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

EVN

Key Takeaways Heavy investment in renewables and networks supports growth, but profitability remains vulnerable to regulation, commodity price swings, and weather-driven renewable output. Expansion into digital and green infrastructure faces challenges from rising debt, limited financial flexibility, and government intervention restraining revenue potential.

Consensus Narrative from 4 Analysts

Rising Regulatory Pressures Will Challenge Renewables Despite Offsetting Efficiency Gains

€25.00

5.8% undervalued

-2.68%

Revenue growth p.a.

about 1 month ago

Resonac Holdings

Key Takeaways Dependence on legacy chemicals and carbon-intensive products exposes Resonac to declining demand, margin erosion, and heightened regulatory and environmental pressures. Competitive threats, portfolio transformation challenges, and global supply chain risks threaten revenue growth, margin stability, and the ability to pivot toward higher-growth segments.

Consensus Narrative from 11 Analysts

Legacy Chemicals Will Drag Semiconductor Prospects With Limited Upside

JP¥3.30k

7.6% overvalued

-5.78%

Revenue growth p.a.

about 1 month ago

Banco Macro

Key Takeaways Expansion of loans and reduction in securities support revenue growth, driving increased net interest income and improved asset utilization. Strategic management of capital and costs, coupled with anticipated lower inflation, bolsters financial stability and profitability.

Consensus Narrative from 5 Analysts

Bank To Leverage Strong Capital Position For 2025 Initiatives

AR$15.57k

39.5% undervalued

21.75%

Revenue growth p.a.

about 1 month ago

HUB24

Key Takeaways Strategic positioning as a market leader and growth in technology solutions could enhance customer satisfaction and expand revenue growth potential. Expanding adviser network and ongoing innovations are likely to boost earnings and attract a broader customer demographic.

Consensus Narrative from 16 Analysts

AI And Technology Investments Will Improve Operational Efficiency

AU$86.53

25.6% overvalued

16.54%

Revenue growth p.a.

16 days ago

Falabella

Key Takeaways Falabella's growth in retail and e-commerce bolsters revenue expectations, while banking improvements enhance earnings through better risk management. Strategic cost containment and reduced leverage improve financial stability, supporting future earnings growth and operational efficiency.

Consensus Narrative from 9 Analysts

Retail And E-commerce Developments May Mitigate Future Financial Services Risks

CL$4.56k

15.7% overvalued

5.38%

Revenue growth p.a.

11 days ago

Beazley

Key Takeaways Competitive market conditions and expected pricing softening may pressure Beazley’s margins and future earnings growth. Higher reserving for cyber threats and capital retention strategy could limit growth investments and affect future profits.

Consensus Narrative from 15 Analysts

Increasing Cyber Threats Will Drive Up Costs And Reduce Future Net Margins

UK£10.37

22.9% undervalued

5.74%

Revenue growth p.a.

16 days ago

Bumrungrad Hospital

Key Takeaways Heavy dependence on high-spending international patients faces threats from reduced treatment intensity, evolving regulations, and stronger healthcare systems in source countries. Intensifying competition, capacity constraints, and digital healthcare alternatives may impede profitability and future revenue growth if Bumrungrad cannot further differentiate itself.

Consensus Narrative from 21 Analysts

Middle Eastern Declines Will Compress Margins Yet Tech Will Assist

฿150.00

25.3% overvalued

2.40%

Revenue growth p.a.

about 2 months ago

Warehouses De Pauw

Key Takeaways Rising debt costs, stricter sustainability regulations, and aging assets are squeezing margins, limiting cash for dividends and future growth. Intensifying European competition and geographic concentration increase risks to occupancy, rent levels, and asset values amid weaker revenue growth.

Consensus Narrative from 15 Analysts

Rising Debt And European Risks Will Undermine Long-Term Stability

€20.00

7.0% overvalued

2.41%

Revenue growth p.a.

about 2 months ago

DCC

Key Takeaways Ongoing reliance on traditional fuels and rising compliance costs from decarbonization threaten DCC's growth prospects and compress margins, with greener services insufficiently offsetting declines. Acquisition-led growth faces diminishing returns due to integration risks and competition, while digital disruption and industry shifts jeopardize long-term profitability and cash generation.

Consensus Narrative from 12 Analysts

Legacy Hydrocarbon Businesses Will Decline Under Decarbonization Pressures