Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.9% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.0% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Zeta Global Holdings

Key Takeaways Rapid enterprise adoption of AI-driven marketing and focus on first-party data are fueling Zeta's growth, differentiation, and strong client retention. Expansion among agency clients and continued AI innovation are boosting revenue, efficiency, and profitability while improving earnings predictability.

Consensus Narrative from 12 Analysts

AI Marketing Automation Will Expand Omnichannel Personalization

US$26.67

33.2% undervalued

18.34%

Revenue growth p.a.

7 days ago

SiteOne Landscape Supply

Key Takeaways Expansion through acquisitions and digital initiatives is strengthening market share, sales productivity, and operational efficiency. Focus on private label brands and sustainable products is enhancing margins and positioning for long-term growth.

Consensus Narrative from 10 Analysts

Digital Investments And Acquisitions Will Reshape Landscaping Industry

US$152.40

7.3% undervalued

4.78%

Revenue growth p.a.

about 20 hours ago

Craftsman Automation

Key Takeaways Heavy reliance on ICE components and limited diversification make the company vulnerable to rapid industry and regulatory changes. Elevated debt and tightening margins restrict the ability to invest in technology, threatening long-term competitiveness and earnings stability.

Consensus Narrative from 8 Analysts

Electric Mobility Will Erode ICE Revenue And Raise Costs

₹5.00k

41.9% overvalued

17.46%

Revenue growth p.a.

16 days ago

Stove Kraft

Key Takeaways Execution risks tied to new product transitions and greater dependence on exports may limit near-term revenue growth and margin expansion. Elevated costs, delayed efficiency gains, and store maturation challenges are likely to constrain improvements in profitability despite ambitious expansion and integration efforts.

Consensus Narrative from 3 Analysts

Revenue Pressures Will Hinder Profits Though Transitions Will Stabilize

₹660.00

10.0% undervalued

14.62%

Revenue growth p.a.

16 days ago

Fleury

Key Takeaways Surging digital health adoption and asset-light competitors threaten Fleury's traditional business model and ability to protect premium market share. Policy changes and commoditization may pressure pricing power, margins, and long-term revenue stability in Brazil's private healthcare sector.

Consensus Narrative from 11 Analysts

Brazil Telemedicine Rise Will Erode Outpatient Volumes But Foster Efficiency

ZhongAn Online P & C Insurance

R$11.50

21.2% overvalued

6.22%

Revenue growth p.a.

16 days ago

Key Takeaways Technological innovations and digital transformation are set to reduce operational losses and enhance net margins. New product introductions and focus on growing sectors may drive significant future revenue and profitability.

Consensus Narrative from 12 Analysts

Adoption Of AI And New Insurance Products May Shape Future Prospects Amid Profit Margin Concerns

HK$20.66

10.7% undervalued

9.31%

Revenue growth p.a.

9 days ago

Terex

Key Takeaways Strong infrastructure investment, urbanization, and sustainability trends are boosting demand and visibility for Terex's equipment, supporting steady growth and resilience across diverse markets. Expansion into electrification, digital solutions, and new global markets, alongside operational synergies, is driving improved margins, recurring revenues, and long-term diversification.

Consensus Narrative from 10 Analysts

Global Infrastructure And Urbanization Will Drive Equipment Demand

US$54.90

5.7% undervalued

5.92%

Revenue growth p.a.

about 19 hours ago

Alten

Key Takeaways Shift to offshoring and automation pressures revenue and margins, as clients demand cost reductions and AI integration, compressing project pricing and profitability. Rising costs, talent shortages, and ineffective M&A constrain global expansion while localization trends and sector concentration increase long-term earnings volatility.

Consensus Narrative from 7 Analysts

Automation And Offshoring Will Pressure Automotive And Aerospace Margins

€66.82

2.5% overvalued

-0.31%

Revenue growth p.a.

16 days ago

Cipher Pharmaceuticals

Key Takeaways Rising competition and reliance on aging products threaten future revenue, while dependence on licensing limits the ability to refresh the portfolio. Margin improvement is possible through an asset-light model, but earnings remain volatile due to royalty pressures and challenging industry dynamics.

Consensus Narrative from 4 Analysts

Legacy Challenges Will Constrain Margins Though Licensing Offers Modest Relief