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Old Second Bancorp, Inc. Stock Price

NasdaqGS:OSBC Community·US$1.2b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 3 Fair Values set on narratives written by author

OSBC Share Price Performance

US$23.02
5.38 (30.50%)
US$23.20
Fair Value
US$23.02
5.38 (30.50%)
0.8% undervalued intrinsic discount
US$23.20
Fair Value
Price US$23.02
AnalystConsensusTarget US$23.20

OSBC Community Narratives

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Fair Value US$23.2 0.8% undervalued intrinsic discount

Evergreen Bank Acquisition And Digital Banking Upgrades Will Create Value

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US$23.2
0.8% undervalued intrinsic discount
Revenue
2.04% p.a.
Profit Margin
44.56%
Future PE
8.71x
Price in 2029
US$27.95

Trending Discussion

Updated Narratives

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OSBC: Buybacks And Overweight Rating Will Support Execution And Credit Risk Balance

Fair Value: US$23.2 0.8% undervalued intrinsic discount
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Snowflake Analysis

Excellent balance sheet second-rate dividend payer.

1 Risk
3 Rewards

Old Second Bancorp, Inc. Key Details

US$324.9m

Revenue

US$0

Cost of Revenue

US$324.9m

Gross Profit

US$238.8m

Other Expenses

US$86.1m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
1.67
100.00%
26.49%
36.3%
View Full Analysis

About OSBC

Founded
1871
Employees
1062
CEO
James Eccher
WebsiteView website
www.oldsecond.com

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Recent OSBC News & Updates

Narrative Update Jun 22

OSBC: Buybacks And Overweight Rating Will Support Execution And Credit Risk Balance

Old Second Bancorp's analyst price target has been trimmed by $1, as analysts balance Piper Sandler's reduced target with Stephens' recent Overweight initiation and largely unchanged valuation inputs. Analyst Commentary Recent Street research on Old Second Bancorp reflects a mix of optimism on the stock's longer term potential and caution around nearer term execution and valuation, leading to only a modest trim to the overall price target.
Analysis Article Jun 16

Old Second Bancorp (OSBC) Stock Could Be 5.1% Undervalued After Recent Board Change

Old Second Bancorp (OSBC) is back in focus after board member Dennis Klaeser resigned on June 5, 2026, and the company chose to reduce its board size instead of immediately filling the vacancy. See our latest analysis for Old Second Bancorp. The recent board change comes as Old Second Bancorp’s share price sits at $22.01, with a 30-day share price return of 7.73% and year to date gain of 12.99%. The 1-year total shareholder return of 33.28% and 3-year total shareholder return of 64.43% point...

Recent updates

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