Qatar Islamic Bank (Q.P.S.C.)

QIBK: Earnings Outlook And Margins Expected To Sustain Fair Valuation

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

12 Nov 24

Updated

15 Dec 25

Views

49

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

14.2%

7D

1.2%

Loading

1Y

14.2%

7D

1.2%

You can edit this narrative until Dec 16 11:05 AM. Then, changes will post as Updates.

Author's Valuation

ر.ق26.238.1% undervalued

AnalystConsensusTarget Fair Value

Shared on 15 Dec 25

QIBK: Slightly Lower Discount Rate Will Support Stable Earnings Outlook

Analysts have trimmed their price target on Qatar Islamic Bank (Q.P.S.C.) slightly to QAR 26.23, reflecting fine-tuned assumptions around the bank's discount rate and valuation multiples, while keeping core earnings expectations largely unchanged. Valuation Changes Fair Value Estimate, unchanged at QAR 26.23 per share, indicating no revision to the intrinsic value assessment.

Shared on 01 Dec 25

Fair value Increased 0.55%

QIBK: Incremental Discount Rate Shift Will Support Positive Future Price Outlook

Analysts have raised their price target for Qatar Islamic Bank (Q.P.S.C.) slightly, increasing it from QAR 26.08 to QAR 26.23. This change is attributed to incremental improvements in the discount rate and future PE estimates.

Shared on 17 Nov 25

QIBK: Slight Shifts in Forecast Metrics Will Maintain Steady Outlook

Qatar Islamic Bank (Q.P.S.C.)'s analyst price target remains steady at QAR 26.08. Analysts cite only marginal adjustments in discount rate, revenue growth expectations, profit margin, and future P/E ratio as the basis for maintaining the current outlook.

Shared on 02 Nov 25

Fair value Increased 2.13%

Analysts have modestly increased their price target for Qatar Islamic Bank (Q.P.S.C.) to QAR 26.08 from QAR 25.54. They cite improvements in projected profit margins and a more optimistic outlook on future earnings as reasons for this adjustment.

Shared on 18 Oct 25

Fair value Decreased 1.00%

Analysts have adjusted their price target for Qatar Islamic Bank (Q.P.S.C.) slightly downward from QAR 25.80 to QAR 25.54. They cite marginally lower projections for revenue growth and profit margin.

Shared on 18 Sep 25

Fair value Decreased 1.15%

Both the consensus future P/E and discount rate for Qatar Islamic Bank (Q.P.S.C.) saw negligible changes, supporting a marginal decrease in the analyst price target from QAR26.10 to QAR25.80. Valuation Changes Summary of Valuation Changes for Qatar Islamic Bank (Q.P.S.C.) The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from QAR26.10 to QAR25.80.

Shared on 27 Aug 25

Fair value Increased 1.16%

The consensus Analyst Price Target for Qatar Islamic Bank (Q.P.S.C.) saw a marginal upward revision, with both Future P/E and Discount Rate effectively unchanged, resulting in a new fair value target of QAR26.10. Valuation Changes Summary of Valuation Changes for Qatar Islamic Bank (Q.P.S.C.) The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from QAR25.80 to QAR26.10.

Shared on 01 May 25

Fair value Increased 16%

Shared on 23 Apr 25

Fair value Increased 2.96%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 0.046%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Decreased 6.54%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

ر.ق26.23

8.1% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

-4.01%

Banks revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

19.59%

Calculation

ر.ق5.84b

Earnings '28

x

18.13x

PE Ratio '28

=

ر.ق105.88b

Market Cap '28

ر.ق105.88b

Market Cap '28

/

2.36b

No. shares '28

=

ر.ق44.81

Share Price '28

ر.ق44.81 Share Price '28

Discounted to 2025 @ 19.56% p.a.

=

ر.ق26.22

Fair Value '25