Heartland Group Holdings

Aging Demographics And Digitalisation Will Support Long Term Reverse Mortgage Demand

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

14 Dec 25

n/a

AnalystConsensusTarget's Fair Value

n/a

14.7%

-1.4%

14.7%

-1.4%

You can edit this narrative until Dec 15 1:05 PM. Then, changes will post as Updates.

Author's Valuation

NZ$1.035.5% overvalued

AnalystConsensusTarget Fair Value

Narrative

Updates0

AnalystConsensusTarget Fair Value

NZ$1.03

5.5% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

12.25%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.54%

Calculation

NZ$123.59m

Earnings '28

11.02x

PE Ratio '28

NZ$1.36b

Market Cap '28

NZ$1.36b

Market Cap '28

1.06b

No. shares '28

NZ$1.28

Share Price '28

NZ$1.28 Share Price '28

Discounted to 2025 @ 7.51% p.a.

NZ$1.03

Fair Value '25