Diversified Financials Dutch Community
Our community narratives are driven by numbers and valuation.
Diversified Financials Dutch Investing Ideas
After 5 years EXOR is at a bottom, an opportunity
Trading at a 55% discount to net asset value, EXOR has a price target of €115 (68 % upside potential). The group's largest asset is Ferrari (40% of net asset value), with additional significant holdings in CNH (10%), Stellantis (10%) and Philips (9%).Read more
Digital Asset Reversals And Higher Expenses Will Erode Future Profits
Key Takeaways Volatility in digital asset investments and strategic partnerships may negatively affect future earnings and profitability if gains turn into unrealized losses. Rising fixed operating expenses and the need for capital investment may reduce net margins and impact competitiveness, dividends, and market positioning.Read more
Digital Competition And European Regulations Will Hinder Performance
Key Takeaways Digital disruption and evolving client preferences threaten revenue growth, while scale and legacy systems limit competitiveness against fintech and global players. Regulatory pressures and shifting demand toward low-cost solutions increase compliance and operational costs, compressing margins and risk long-term earnings stagnation.Read more
Stronger Fee Reliability And Execution Will Offset Earnings Margin Pressures Ahead
CVC Capital Partners is leaning on strong fundraising and new lines of business like private wealth and insurance to make its fee income more steady, even as profit margins come under pressure. The story hinges on whether it can keep putting money to work and find good exits in a choppy economy without getting hit by slower fundraising and currency swings.Read more
Open Architecture And Digital Platforms Will Shape Future Wealth Management
Wealth managers are leaning more on “open” platforms and outsourced tech to offer clients a wider range of funds, and Allfunds sits in the middle of that shift. The upside comes from its expanding digital tools and growing use of higher-fee products, but tougher competition and cost pressure could blunt the payoff.Read more
CBDCs And Fierce PayPal Competition Will Compress Margins
New forms of digital money and wallet apps could let shoppers and merchants move payments without needing a middleman, squeezing Adyen’s take and making customer wins harder. With big rivals pushing prices down and costly rules to follow, Adyen’s biggest question is whether new products and expansion can keep growth and profits from cooling.Read more
Europe's Wealth Transfer Will Fuel Digital And ESG Expansion
Europe’s coming wave of family wealth handovers could send more clients toward Van Lanschot Kempen, especially as it pushes deeper into digital services and sustainable investing. But the same shift toward cheaper online platforms, higher running costs, and lower interest rates could make it harder for the bank to keep profits growing.Read more
Rising Fee Compression And Disintermediation Will Erode Long-Term Value
Allfunds helps banks and advisers sell investment funds, but a growing shift to cheaper products and tougher fee scrutiny could squeeze what it earns over time. The bigger question is whether its scale, new products, and tech upgrades can keep clients loyal as more players try to cut out the middleman.Read more
Digital Payment Expansion Will Unlock New Global Merchant Channels
Key Takeaways Comprehensive digital solutions and new value-added offerings are deepening existing client relationships and expanding revenue streams. Innovation, modular services, and merchant wins are driving operating leverage, supporting margin expansion and multi-year top-line growth.Read more
