Diversified Financials Dutch Community
Our community narratives are driven by numbers and valuation.
Diversified Financials Dutch Investing Ideas
After 5 years EXOR is at a bottom, an opportunity
Trading at a 55% discount to net asset value, EXOR has a price target of €115 (68 % upside potential). The group's largest asset is Ferrari (40% of net asset value), with additional significant holdings in CNH (10%), Stellantis (10%) and Philips (9%).Read more
Digital Competition And European Regulations Will Hinder Performance
Van Lanschot Kempen faces a squeeze as customers move toward cheaper, digital-first investing and new fintech rivals make it harder for a traditional wealth manager to stand out. European rule changes and older tech could raise costs and slow growth, even as the company invests to stay competitive.Read more
Digital Asset Reversals And Higher Expenses Will Erode Future Profits
Flow Traders has benefited from gains tied to digital assets and partnerships, but those gains can swing quickly and may fade just as the company’s costs rise. See why higher spending on tech, people, and trading capacity could pressure future profits even as new markets and product trends open up fresh growth paths.Read more
Stronger Fee Reliability And Execution Will Offset Earnings Margin Pressures Ahead
CVC Capital Partners is leaning on strong fundraising and new lines of business like private wealth and insurance to make its fee income more steady, even as profit margins come under pressure. The story hinges on whether it can keep putting money to work and find good exits in a choppy economy without getting hit by slower fundraising and currency swings.Read more
Open Architecture And Digital Platforms Will Shape Future Wealth Management
Wealth managers are leaning more on “open” platforms and outsourced tech to offer clients a wider range of funds, and Allfunds sits in the middle of that shift. The upside comes from its expanding digital tools and growing use of higher-fee products, but tougher competition and cost pressure could blunt the payoff.Read more
CBDCs And Fierce PayPal Competition Will Compress Margins
New forms of digital money and wallet apps could let shoppers and merchants move payments without needing a middleman, squeezing Adyen’s take and making customer wins harder. With big rivals pushing prices down and costly rules to follow, Adyen’s biggest question is whether new products and expansion can keep growth and profits from cooling.Read more
Europe's Wealth Transfer Will Fuel Digital And ESG Expansion
Europe’s coming wave of family wealth handovers could send more clients toward Van Lanschot Kempen, especially as it pushes deeper into digital services and sustainable investing. But the same shift toward cheaper online platforms, higher running costs, and lower interest rates could make it harder for the bank to keep profits growing.Read more
Rising Fee Compression And Disintermediation Will Erode Long-Term Value
Allfunds helps banks and advisers sell investment funds, but a growing shift to cheaper products and tougher fee scrutiny could squeeze what it earns over time. The bigger question is whether its scale, new products, and tech upgrades can keep clients loyal as more players try to cut out the middleman.Read more
Digital Payment Expansion Will Unlock New Global Merchant Channels
Key Takeaways Comprehensive digital solutions and new value-added offerings are deepening existing client relationships and expanding revenue streams. Innovation, modular services, and merchant wins are driving operating leverage, supporting margin expansion and multi-year top-line growth.Read more
