UniCredit

Rising Fintech Disruption And Tighter Regulation Will Hamper Profitability

AnalystLowTarget

Not Invested

Consensus Narrative from 16 Analysts

Published

04 Jun 25

AnalystLowTarget's Fair Value

€57.00

13.3% overvalued

10 Sep

€64.58

70.4%

-3.1%

70.4%

-3.1%

You can edit this narrative until Jun 4 10:12 PM. Then, changes will post as Updates.

Author's Valuation

€57.0

13.3% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

€57

13.3% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

1.65%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

11.23%

Calculation

€10.01b

Earnings '28

12.21x

PE Ratio '28

€122.16b

Market Cap '28

€122.16b

Market Cap '28

1.56b

No. shares '28

€78.41

Share Price '28

€78.41 Share Price '28

Discounted to 2025 @ 11.22% p.a.

€57.00

Fair Value '25