Intesa Sanpaolo

ISP: Measured Upside Expected As Shareholder Returns And Momentum Weigh Against Limited Surprises

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

07 Nov 24

Updated

14 Dec 25

Views

238

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AnalystConsensusTarget's Fair Value

n/a

1Y

52.7%

7D

2.8%

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1Y

52.7%

7D

2.8%

You can edit this narrative until Dec 15 3:15 AM. Then, changes will post as Updates.

Author's Valuation

€6.184.7% undervalued

AnalystConsensusTarget Fair Value

Shared on 14 Dec 25

Fair value Increased 0.081%

ISP: Incremental Actions And Earnings Visibility Will Sustain Balanced Risk And Reward

Analysts have nudged their price target on Intesa Sanpaolo slightly higher, to about EUR 6.18 from EUR 6.17. This reflects a modestly lower discount rate and stable growth and profitability expectations, supported by recent research that highlights room for incremental improvements without requiring major strategic shifts.

Shared on 28 Nov 25

Fair value Increased 0.19%

ISP: Incremental Improvements And Efficiency Will Sustain Balanced Risk And Opportunity Ahead

Intesa Sanpaolo's analyst price target has increased slightly from €6.16 to €6.17, as analysts cite steady profitability drivers and manageable growth expectations which underpin their outlook. Analyst Commentary Recent research coverage of Intesa Sanpaolo highlights a blend of optimism and caution among analysts covering the stock.

Shared on 14 Nov 25

Fair value Increased 1.32%

ISP: Incremental Improvements And Efficiency Will Help Maintain Stable Earnings Outlook

Analysts have raised their fair value estimate for Intesa Sanpaolo from €6.08 to €6.16, citing improved revenue growth forecasts and sustained profit margins as key factors supporting a higher price target. Analyst Commentary Recent street research reflects a dynamic range of perspectives on Intesa Sanpaolo's prospects, with price targets and ratings moving in both directions based on evolving views of profitability, growth, and execution capability.

Shared on 30 Oct 25

Fair value Increased 2.10%

Intesa Sanpaolo's analyst fair value target has risen modestly from €5.95 to €6.08. This reflects analysts’ confidence in improved revenue growth expectations and sustained profitability drivers.

Shared on 16 Oct 25

Fair value Increased 1.25%

Intesa Sanpaolo's analyst price target has been modestly increased from €5.88 to €5.95. This reflects analysts' expectations for improved profitability and stronger revenue growth in the near term.

Shared on 04 Sep 25

Analysts maintain a positive outlook on Intesa Sanpaolo driven by resilient profitability, strong capital management, and sustained operating performance, resulting in no change to the consensus price target, which remains at €5.88. Analyst Commentary Bullish analysts attribute the price target increases to improved earnings visibility and resilient profitability.

Shared on 01 May 25

Fair value Increased 12%

Shared on 23 Apr 25

Fair value Increased 0.19%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Increased 0.38%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Increased 1.96%

AnalystConsensusTarget has increased revenue growth from 2.6% to 3.2%.

Shared on 02 Apr 25

Fair value Increased 3.66%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Fair value Increased 1.86%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 11%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Increased 1.62%

AnalystConsensusTarget Fair Value

€6.18

4.7% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

3.57%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

10.98%

Calculation

€10.62b

Earnings '28

x

13.71x

PE Ratio '28

=

€145.62b

Market Cap '28

€145.62b

Market Cap '28

/

17.26b

No. shares '28

=

€8.44

Share Price '28

€8.44 Share Price '28

Discounted to 2025 @ 10.97% p.a.

=

€6.18

Fair Value '25