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Italian Banks Will Face Margin Erosion And Rising Costs

Published
27 Nov 24
Updated
04 Sep 25
AnalystConsensusTarget's Fair Value
€8.95
18.0% undervalued intrinsic discount
04 Sep
€7.33
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1Y
49.3%
7D
-6.5%

Author's Valuation

€8.9

18.0% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on04 Sep 25
Fair value Increased 4.15%

Despite a slight downward revision to revenue growth forecasts, an improved net profit margin has led analysts to raise their fair value target for Banca Monte dei Paschi di Siena from €8.59 to €8.94. What's in the News Banca Monte dei Paschi di Siena (BMDPF) called a board meeting to discuss whether to raise its $18B bid for Mediobanca (MDIBY), potentially including a cash component in the revised offer (Bloomberg, Sep 1, 2025).

Shared on10 Aug 25
Fair value Increased 5.95%

The upward revision in Banca Monte dei Paschi di Siena's price target reflects its markedly improved net profit margin and a lower forward P/E ratio, resulting in an increased consensus fair value from €8.11 to €8.59. Valuation Changes Summary of Valuation Changes for Banca Monte dei Paschi di Siena The Consensus Analyst Price Target has risen from €8.11 to €8.59.

Shared on23 Apr 25
Fair value Increased 6.10%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Increased 4.23%

AnalystConsensusTarget has increased revenue growth from 2.7% to 3.0%.

Shared on12 Mar 25
Fair value Decreased 3.31%

AnalystConsensusTarget has decreased discount rate from 12.3% to 10.5%.