Life Insurance Corporation of India

Digital Transformation And Bancassurance Will Harness India's Potential

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

10 Nov 24

Updated

21 Sep 25

Views

151

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

-5.5%

7D

-1.8%

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1Y

-5.5%

7D

-1.8%

You can edit this narrative until Sep 22 10:15 AM. Then, changes will post as Updates.

Author's Valuation

₹1.11k23.2% undervalued

AnalystConsensusTarget Fair Value

Shared on 21 Sep 25

Fair value Increased 1.07%

Despite a notable decline in consensus revenue growth forecasts, Life Insurance Corporation of India’s significant improvement in net profit margin has supported a modest increase in the analyst price target from ₹1098 to ₹1110. What's in the News Government has approved an Offer for Sale (OFS) in Life Insurance Corporation of India (LIC) as part of its disinvestment strategy, aiming to gradually reduce its 96.5% stake and meet SEBI’s minimum public shareholding requirement of 10% by 2027.

Shared on 04 Sep 25

The significant increase in Life Insurance Corporation of India’s future P/E ratio to 25.63x, despite stable revenue growth forecasts, indicates heightened valuation expectations, while the analyst consensus price target remains unchanged at ₹1098. What's in the News Government has approved an offer for sale (OFS) of LIC shares as part of its disinvestment strategy; plans to divest a 6.5% stake in tranches to meet 10% public shareholding by 2027 (current stake: government 96.5%, public 3.5%).

Shared on 01 May 25

Fair value Increased 43%

Shared on 23 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Decreased 0.023%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 29%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 0.74%

Shared on 26 Mar 25

Fair value Decreased 0.61%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 0.35%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Increased 0.71%

AnalystConsensusTarget has increased profit margin from 3.9% to 4.9% and decreased future PE multiple from 25.0x to 17.4x.

AnalystConsensusTarget Fair Value

₹1.11k

23.2% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

6.31%

Insurance revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

12.76%

Calculation

₹620.08b

Earnings '28

x

23.39x

PE Ratio '28

=

₹14.50t

Market Cap '28

₹14.50t

Market Cap '28

/

9.12b

No. shares '28

=

₹1.59k

Share Price '28

₹1.59k Share Price '28

Discounted to 2025 @ 12.73% p.a.

=

₹1.11k

Fair Value '25