IIFL: Revenue Outlook And Risk Controls Will Support Balanced Performance

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

09 Feb 25

Updated

14 Dec 25

Views

54

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

39.5%

7D

-1.0%

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1Y

39.5%

7D

-1.0%

You can edit this narrative until Dec 15 10:10 PM. Then, changes will post as Updates.

Author's Valuation

₹617.57.8% undervalued

AnalystConsensusTarget Fair Value

Shared on 14 Dec 25

IIFL: Upcoming Debt Issuances And Governance Changes Will Support Steady Outlook

Analysts have marginally raised their price target on IIFL Finance to ₹617.50, citing slightly lower perceived risk, steady long term revenue and profit margin assumptions, and a modestly cheaper forward valuation multiple. What's in the News Board meeting scheduled on December 11, 2025, to approve terms and conditions for issuing senior, unsecured, listed, rated, redeemable non convertible debentures on a private placement basis (company filing) Board meeting on November 26, 2025, to consider and approve a public issue of secured, rated, listed, redeemable non convertible debentures in one or more tranches, in line with SEBI non convertible securities regulations, subject to approvals (company filing) Board meeting on October 30, 2025, to review unaudited consolidated and standalone financial results for the quarter and half year ended September 30, 2025, update the code for fair disclosure of unpublished price sensitive information, and approve senior management changes including a new Head, Construction and Real Estate, and a new Chief Risk Officer (company filing) Valuation Changes Fair Value: Unchanged at ₹617.50 per share, indicating stable intrinsic value estimates.

Shared on 30 Nov 25

IIFL: Upcoming Board Meetings And Stable Outlook Will Sustain Market Confidence

Analysts have maintained their fair value price target for IIFL Finance at ₹617.5, citing minimal changes in discount rate and forward valuation metrics as the rationale for the steady outlook. What's in the News The board meeting is scheduled for November 26, 2025 to consider and approve the public issue of secured, rated, listed, redeemable non-convertible debentures, subject to regulatory and statutory approvals (Key Developments).

Shared on 16 Nov 25

Fair value Increased 11%

IIFL: Upcoming Board Decisions And Leadership Changes Will Drive Shares Higher

Analysts have raised their price target for IIFL Finance from ₹556.25 to ₹617.50, citing improved growth expectations and a lower discount rate in their valuation models. What's in the News Board meeting scheduled for October 30, 2025, to review consolidated and standalone unaudited financial results for the quarter and half year ended September 30, 2025 (Key Developments) Consideration of amendments to the Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information (Key Developments) Re-designation of Mr. Pranav Dholakia as Head of Construction and Real Estate, to be recognized as Senior Management Personnel (Key Developments) Appointment of Mr. Rahul Sanklecha as Chief Risk Officer, designated as Senior Management Personnel (Key Developments) Upcoming board meeting on September 3, 2025, to decide on the issuance of listed, unsecured, non-convertible perpetual debentures via private placement (Key Developments) Valuation Changes Consensus Analyst Price Target has increased from ₹556.25 to ₹617.50, reflecting higher projected value for the stock.

Shared on 02 Nov 25

Fair value Increased 5.70%

Analysts have raised their price target for IIFL Finance from ₹526.25 to ₹556.25. They cited improved revenue growth expectations and a slightly lower discount rate, even as future profit margin projections were modestly revised down.

Shared on 01 May 25

Fair value Increased 43%

Shared on 23 Apr 25

Fair value Decreased 18%

AnalystConsensusTarget has increased shares outstanding growth rate from 0.1% to 0.1%.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 3.78%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 0.89%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Decreased 12%

AnalystConsensusTarget has increased revenue growth from 13.2% to 18.3%, increased profit margin from 24.0% to 34.6% and decreased future PE multiple from 21.1x to 12.4x.

AnalystConsensusTarget Fair Value

₹617.5

7.8% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

22.24%

Diversified Financial revenue growth rate

0.30%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

13.70%

Calculation

₹34.32b

Earnings '28

x

11.28x

PE Ratio '28

=

₹387.29b

Market Cap '28

₹387.29b

Market Cap '28

/

427.14m

No. shares '28

=

₹906.70

Share Price '28

₹906.70 Share Price '28

Discounted to 2025 @ 13.67% p.a.

=

₹617.30

Fair Value '25