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Jammu and Kashmir Bank Community
NSEI:J&KBANK Community
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Jammu and Kashmir Bank
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Jammu and Kashmir Bank
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AnalystConsensusTarget
Consensus Narrative from 1 Analyst
Karz Se Mukti Scheme May Improve Asset Quality, But Competitive Lending Could Pressure Margins
Key Takeaways The bank's strategic focus on fee-based income and non-fund opportunities aims to enhance revenue and stabilize net margins. A strong CASA ratio and robust capital buffers hint at stable earnings and potential long-term return on equity improvements.
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₹153.00
FV
38.3% undervalued
intrinsic discount
15.38%
Revenue growth p.a.
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Your Valuation for
J&KBANK
J&KBANK
Jammu and Kashmir Bank
Your Fair Value
₹
Current Price
₹94.38
43.6% overvalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
Past
Future
-11b
115b
2015
2018
2021
2024
2025
2027
2030
Revenue ₹115.4b
Earnings ₹40.1b
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