Digital Transformation And Branch Productivity Will Shape Indian Banking Future

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

08 Feb 25

Updated

01 Dec 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

33.4%

7D

0.2%

Loading

1Y

33.4%

7D

0.2%

You can edit this narrative until Dec 2 4:10 PM. Then, changes will post as Updates.

Author's Valuation

₹195.3913.2% undervalued

AnalystConsensusTarget Fair Value

Shared on 01 Dec 25

Fair value Increased 6.67%

DCBBANK: Improved Margins And Profitability Will Support Balanced Risk And Opportunity Ahead

Analysts have raised their price target for DCB Bank from ₹183.17 to ₹195.39. This change is based on improved profit margin projections and a slight uptick in the bank’s fair value estimate.

Shared on 17 Nov 25

Fair value Increased 8.10%

DCBBANK: Revenue and Margins Improvements Will Support Measured Risk-Reward Ahead

Narrative Update on DCB Bank Analysts have raised DCB Bank's fair value estimate from ₹169.44 to ₹183.17, citing improved forecasts for revenue growth and profit margins as key drivers behind the updated price target. What's in the News DCB Bank's board approved an amendment to the Articles of Association, proposing that the Whole time Director may be made liable for retirement by rotation.

Shared on 01 May 25

Fair value Increased 9.02%

Shared on 23 Apr 25

Fair value Decreased 8.04%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Increased 8.31%

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 3.38%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 13 Mar 25

Fair value Decreased 8.67%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

₹195.39

13.2% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

19.94%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

14.76%

Calculation

₹12.21b

Earnings '28

x

7.72x

PE Ratio '28

=

₹94.24b

Market Cap '28

₹94.24b

Market Cap '28

/

319.07m

No. shares '28

=

₹295.36

Share Price '28

₹295.36 Share Price '28

Discounted to 2025 @ 14.78% p.a.

=

₹195.34

Fair Value '25