AU Small Finance Bank

AUBANK: Board Changes And New Partnerships Will Shape Next Growth Phase

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

08 Dec 24

Updated

30 Nov 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

68.4%

7D

4.7%

Loading

1Y

68.4%

7D

4.7%

You can edit this narrative until Dec 1 3:10 PM. Then, changes will post as Updates.

Author's Valuation

₹897.6410.7% overvalued

AnalystConsensusTarget Fair Value

Shared on 30 Nov 25

Fair value Increased 1.10%

AUBANK: Board Changes And Partnership Will Shape Fairly Valued Outlook

Analysts have modestly increased their price target for AU Small Finance Bank from ₹887.84 to ₹897.64, citing slight improvements in growth and profitability metrics. What's in the News The board has approved the appointment of Mr. Gaurav Jain as Interim Chief Financial Officer and Key Managerial Personnel, effective September 26, 2025.

Shared on 16 Nov 25

Fair value Increased 3.58%

AUBANK: Leadership Transitions And Partnerships Are Expected To Shape Performance Ahead

Narrative Update on AU Small Finance Bank Analysts have raised their price target for AU Small Finance Bank from ₹857.17 to ₹887.84, citing improved profit margin projections and a slight reduction in discount rate assumptions. What's in the News Board meeting scheduled for October 17, 2025 to consider and approve unaudited financial results for the quarter and half year ended September 30, 2025, along with re-appointment of Mr. Sanjay Agarwal as Managing Director and CEO for another three years (Board Meeting).

Shared on 01 Nov 25

Fair value Increased 6.62%

Analysts have raised their price target for AU Small Finance Bank from ₹803.96 to ₹857.17, citing updated valuation assumptions as well as recent performance metrics. What's in the News The board meeting is scheduled for October 17, 2025, to consider and approve unaudited financial results for the quarter and half year ended September 30, 2025, along with the proposed re-appointment of Mr. Sanjay Agarwal as Managing Director & CEO for a three-year term, subject to stakeholder approvals (Board Meeting).

Shared on 18 Oct 25

Fair value Increased 3.03%

Narrative Update on AU Small Finance Bank Analysts have raised their price target for AU Small Finance Bank from ₹780.30 to ₹803.96. This reflects improved outlooks on revenue growth and profit margins, despite a slightly higher discount rate and reduced future price-to-earnings estimates.

Shared on 01 May 25

Fair value Increased 24%

Shared on 23 Apr 25

Fair value Decreased 8.09%

AnalystConsensusTarget has increased revenue growth from 26.5% to 29.5%.

Shared on 17 Apr 25

Fair value Decreased 0.20%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 2.04%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 5.30%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Fair value Decreased 0.0015%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 0.33%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Decreased 12%

AnalystConsensusTarget has increased future PE multiple from 18.5x to 23.0x.

AnalystConsensusTarget Fair Value

₹897.64

10.7% overvalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

22.58%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

14.76%

Calculation

₹47.96b

Earnings '28

x

21.22x

PE Ratio '28

=

₹1.02t

Market Cap '28

₹1.02t

Market Cap '28

/

750.50m

No. shares '28

=

₹1.36k

Share Price '28

₹1.36k Share Price '28

Discounted to 2025 @ 14.78% p.a.

=

₹897.04

Fair Value '25