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AU Small Finance Bank
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AU Small Finance Bank
India's Digital Push Will Squeeze Margins In Small Finance Banks
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 24 Analysts
Published
28 Jun 25
Updated
23 Jul 25
0
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
₹610.00
20.5% overvalued
intrinsic discount
23 Jul
₹735.20
Loading
1Y
16.5%
7D
-1.5%
Author's Valuation
₹610.0
20.5% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
₹610.0
20.5% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
0
181b
2015
2017
2019
2021
2023
2025
2027
2028
Revenue ₹181.2b
Earnings ₹42.4b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
21.81%
Banks revenue growth rate
0.22%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
14.94%
Calculation
₹42.45b
Earnings '28
x
16.23x
PE Ratio '28
=
₹689.03b
Market Cap '28
₹689.03b
Market Cap '28
/
751.33m
No. shares '28
=
₹917.09
Share Price '28
₹917.09
Share Price '28
Discounted to 2025 @ 14.58% p.a.
=
₹609.73
Fair Value '25