IDFC First Bank

Revenue Outlook And Private Placement Will Shape Future Value Creation

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

07 Dec 24

Updated

09 Dec 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

28.2%

7D

1.8%

Loading

1Y

28.2%

7D

1.8%

You can edit this narrative until Dec 10 3:05 PM. Then, changes will post as Updates.

Author's Valuation

₹81.590.9% overvalued

AnalystConsensusTarget Fair Value

Shared on 09 Dec 25

Fair value Increased 0.36%

539437: Upcoming Earnings Review And Shareholder Vote Will Guide Outlook

Analysts have marginally increased their price target on IDFC First Bank to Rs 81.59 from Rs 81.29. This reflects slightly improved confidence in the bank's earnings trajectory, supported by stable discount rates, consistent revenue growth assumptions, and a modestly higher future valuation multiple.

Shared on 25 Nov 25

Fair value Increased 3.21%

539437: Upcoming Earnings and Shareholder Meetings Will Shape Near-Term Outlook

Narrative Update on IDFC First Bank: Analyst Price Target Revision Analysts have slightly increased their price target for IDFC First Bank from ₹78.76 to ₹81.29. They cite improved revenue growth and profit margin expectations as the rationale behind this upward revision.

Shared on 08 Nov 25

Fair value Increased 1.21%

539437: Upcoming Results Meeting And Recent Capital Raise Will Drive Evaluation

Analysts have slightly raised their price target for IDFC First Bank, increasing it from ₹77.82 to ₹78.76. They cite ongoing improvements in key financial metrics as the basis for this upward revision.

Shared on 25 Oct 25

Fair value Increased 1.69%

Narrative Update on IDFC First Bank: Analyst Price Target Revision Analysts have raised their price target for IDFC First Bank from ₹76.53 to ₹77.82. This revision is attributed to an improved revenue growth outlook, although analysts note a slight decline in profit margins and higher expected discount rates.

Shared on 04 Sep 25

With both future P/E and consensus revenue growth forecasts for IDFC First Bank remaining virtually unchanged, analysts have kept their fair value estimate steady at ₹76.53. What's in the News IDFC First Bank completed a private placement, issuing 43,71,85,666 shares at INR 60 per share for gross proceeds of INR 26.23 billion, with participation from Platinum Invictus B 2025 RSC Limited and board approval.

Shared on 01 May 25

Fair value Increased 11%

Shared on 23 Apr 25

Fair value Increased 0.48%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Decreased 0.40%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 0.22%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 4.54%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 3.01%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Decreased 9.22%

AnalystConsensusTarget has increased revenue growth from 28.5% to 31.9%.

AnalystConsensusTarget Fair Value

₹81.59

0.9% overvalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

24.76%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

14.76%

Calculation

₹69.12b

Earnings '28

x

21.72x

PE Ratio '28

=

₹1.50t

Market Cap '28

₹1.50t

Market Cap '28

/

12.17b

No. shares '28

=

₹123.31

Share Price '28

₹123.31 Share Price '28

Discounted to 2025 @ 14.76% p.a.

=

₹81.59

Fair Value '25