ZhongAn Online P & C Insurance

China Privacy Rules And Aging Trends Will Challenge Insurer Performance

AnalystLowTarget

Not Invested

Community Contributor

Published

22 Jul 25

AnalystLowTarget's Fair Value

HK$15.49

13.4% overvalued

04 Sep

HK$17.56

10.7%

-0.7%

10.7%

-0.7%

You can edit this narrative until Jul 22 10:16 PM. Then, changes will post as Updates.

Author's Valuation

HK$15.4913.4% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

HK$15.49

13.4% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

9.35%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.15%

Calculation

CN¥740.16m

Earnings '28

34.52x

PE Ratio '28

CN¥25.55b

Market Cap '28

CN¥25.55b

Market Cap '28

1.47b

No. shares '28

CN¥17.38

Share Price '28

CN¥17.38 Share Price '28

Discounted to 2025 @ 7.04% p.a.

CN¥14.18

Fair Value '25

CN¥14.18 Fair Value '25

Converted to HKD @ 1.0927 CNY/HKD Exchange Rate

HK$15.49

Fair Value '25