ZhongAn Online P & C Insurance

China's Digital Adoption And AI Will Transform Insurtech Landscape

AnalystHighTarget

Not Invested

Community Contributor

Published

20 Jul 25

AnalystHighTarget's Fair Value

HK$27.99

38.5% undervalued

10 Sep

HK$17.20

30.3%

-6.3%

30.3%

-6.3%

You can edit this narrative until Jul 20 10:00 PM. Then, changes will post as Updates.

Author's Valuation

HK$27.99

38.5% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

HK$27.99

38.5% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

9.35%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.15%

Calculation

CN¥2.02b

Earnings '28

22.83x

PE Ratio '28

CN¥46.22b

Market Cap '28

CN¥46.22b

Market Cap '28

1.47b

No. shares '28

CN¥31.45

Share Price '28

CN¥31.45 Share Price '28

Discounted to 2025 @ 7.11% p.a.

CN¥25.59

Fair Value '25

CN¥25.59 Fair Value '25

Converted to HKD @ 1.0938 CNY/HKD Exchange Rate

HK$27.99

Fair Value '25