Insurance Margins Will Decline As EV Risks And Disasters Mount

AnalystLowTarget

Not Invested

Consensus Narrative from 16 Analysts

Published

07 Sep 25

AnalystLowTarget's Fair Value

HK$14.33

21.2% overvalued

10 Sep

HK$17.37

69.6%

-6.9%

69.6%

-6.9%

You can edit this narrative until Sep 7 10:13 PM. Then, changes will post as Updates.

Author's Valuation

HK$14.3

21.2% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

HK$14.33

21.2% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

3.55%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

6.89%

Calculation

CN¥37.49b

Earnings '28

9.49x

PE Ratio '28

CN¥355.84b

Market Cap '28

CN¥355.84b

Market Cap '28

22.24b

No. shares '28

CN¥16.00

Share Price '28

CN¥16.00 Share Price '28

Discounted to 2025 @ 6.89% p.a.

CN¥13.10

Fair Value '25

CN¥13.10 Fair Value '25

Converted to HKD @ 1.0938 CNY/HKD Exchange Rate

HK$14.33

Fair Value '25