People's Insurance Company (Group) of China

Aging Demographics And Elevated Risks Will Undermine Future Performance

AnalystLowTarget

Not Invested

Consensus Narrative from 13 Analysts

Published

06 Jun 25

AnalystLowTarget's Fair Value

HK$4.98

33.8% overvalued

03 Sep

HK$6.67

118.0%

-4.4%

118.0%

-4.4%

Edit anytime before Jun 6 10:14 PM. Then post Updates to your followers.

Author's Valuation

HK$5.0

33.8% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

HK$5.0

33.8% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

4.66%

Insurance revenue growth rate

0.29%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.17%

Calculation

CN¥33.61b

Earnings '28

7.37x

PE Ratio '28

CN¥247.85b

Market Cap '28

CN¥247.85b

Market Cap '28

44.22b

No. shares '28

CN¥5.60

Share Price '28

CN¥5.60 Share Price '28

Discounted to 2025 @ 7.11% p.a.

CN¥4.56

Fair Value '25

CN¥4.56 Fair Value '25

Converted to HKD @ 1.0927 CNY/HKD Exchange Rate

HK$4.98

Fair Value '25