Yeahka

Rising Regulatory Costs And Fierce Fintech Competition Will Shrink Margins

AnalystLowTarget

Not Invested

Consensus Narrative from 7 Analysts

Published

17 Jul 25

AnalystLowTarget's Fair Value

HK$10.54

1.6% undervalued

04 Sep

HK$10.37

4.5%

-2.8%

4.5%

-2.8%

You can edit this narrative until Jul 17 10:26 PM. Then, changes will post as Updates.

Author's Valuation

HK$10.5

1.6% undervalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

HK$10.54

1.6% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

10.99%

Diversified Financial revenue growth rate

0.30%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.18%

Calculation

CN¥128.17m

Earnings '28

41.28x

PE Ratio '28

CN¥5.29b

Market Cap '28

CN¥5.29b

Market Cap '28

433.29m

No. shares '28

CN¥12.21

Share Price '28

CN¥12.21 Share Price '28

Discounted to 2025 @ 8.17% p.a.

CN¥9.65

Fair Value '25

CN¥9.65 Fair Value '25

Converted to HKD @ 1.0927 CNY/HKD Exchange Rate

HK$10.54

Fair Value '25