Bank of China

Aging Demographics And Rising Credit Costs Will Impair Performance

AnalystLowTarget

Not Invested

Consensus Narrative from 17 Analysts

Published

02 Jun 25

AnalystLowTarget's Fair Value

HK$3.60

23.1% overvalued

10 Sep

HK$4.43

28.0%

1.4%

28.0%

1.4%

You can edit this narrative until Jun 2 10:15 PM. Then, changes will post as Updates.

Author's Valuation

HK$3.6

23.1% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

HK$3.6

23.1% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

8.58%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.58%

Calculation

CN¥238.54b

Earnings '28

6.97x

PE Ratio '28

CN¥1.66t

Market Cap '28

CN¥1.66t

Market Cap '28

394.72b

No. shares '28

CN¥4.21

Share Price '28

CN¥4.21 Share Price '28

Discounted to 2025 @ 8.57% p.a.

CN¥3.29

Fair Value '25

CN¥3.29 Fair Value '25

Converted to HKD @ 1.0938 CNY/HKD Exchange Rate

HK$3.60

Fair Value '25