Industrial and Commercial Bank of China

Aging Demographics And Global Tensions Will Undermine Banking Stability

AnalystLowTarget

Not Invested

Consensus Narrative from 17 Analysts

Published

27 Jul 25

Updated

16 Aug 25

AnalystLowTarget's Fair Value

HK$5.22

14.1% overvalued

16 Aug

HK$5.96

29.0%

-3.2%

Author's Valuation

HK$5.2

14.1% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

HK$5.2

14.1% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

8.52%

Banks revenue growth rate

0.22%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.40%

Calculation

CN¥365.27b

Earnings '28

5.96x

PE Ratio '28

CN¥2.18t

Market Cap '28

CN¥2.18t

Market Cap '28

356.41b

No. shares '28

CN¥6.10

Share Price '28

CN¥6.10 Share Price '28

Discounted to 2025 @ 8.40% p.a.

CN¥4.79

Fair Value '25

CN¥4.79 Fair Value '25

Converted to HKD @ 1.0899 CNY/HKD Exchange Rate

HK$5.22

Fair Value '25