China Urbanization And Digital Finance Will Unlock New Horizons

AnalystHighTarget

Not Invested

Consensus Narrative from 18 Analysts

Published

30 May 25

Updated

15 Aug 25

AnalystHighTarget's Fair Value

HK$7.32

26.1% undervalued

15 Aug

HK$5.41

51.5%

0.4%

Author's Valuation

HK$7.3

26.1% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

HK$7.3

26.1% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

9.32%

Banks revenue growth rate

0.22%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.40%

Calculation

CN¥331.83b

Earnings '28

9.03x

PE Ratio '28

CN¥3.00t

Market Cap '28

CN¥3.00t

Market Cap '28

349.98b

No. shares '28

CN¥8.56

Share Price '28

CN¥8.56 Share Price '28

Discounted to 2025 @ 8.40% p.a.

CN¥6.72

Fair Value '25

CN¥6.72 Fair Value '25

Converted to HKD @ 1.0891 CNY/HKD Exchange Rate

HK$7.32

Fair Value '25