China's Rural Decline And Fintech Disruption Will Erode Demand

AnalystLowTarget

Not Invested

Consensus Narrative from 17 Analysts

Published

02 Jun 25

AnalystLowTarget's Fair Value

HK$3.94

38.9% overvalued

03 Sep

HK$5.48

57.5%

4.4%

57.5%

4.4%

Edit anytime before Jun 2 10:13 PM. Then post Updates to your followers.

Author's Valuation

HK$3.9

38.9% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

HK$3.9

38.9% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

9.89%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.57%

Calculation

CN¥291.38b

Earnings '28

5.53x

PE Ratio '28

CN¥1.61t

Market Cap '28

CN¥1.61t

Market Cap '28

349.98b

No. shares '28

CN¥4.60

Share Price '28

CN¥4.60 Share Price '28

Discounted to 2025 @ 8.45% p.a.

CN¥3.61

Fair Value '25

CN¥3.61 Fair Value '25

Converted to HKD @ 1.0927 CNY/HKD Exchange Rate

HK$3.94

Fair Value '25