China Pacific Insurance (Group)

Aging Demographics And Tighter Regulation Will Erode Profitability

AnalystLowTarget

Not Invested

Consensus Narrative from 16 Analysts

Published

06 Jun 25

AnalystLowTarget's Fair Value

CN¥32.00

9.0% overvalued

10 Sep

CN¥34.89

15.2%

-6.5%

15.2%

-6.5%

You can edit this narrative until Jun 6 10:06 PM. Then, changes will post as Updates.

Author's Valuation

CN¥32.0

9.0% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

CN¥32

9.0% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

7.06%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.41%

Calculation

CN¥38.93b

Earnings '28

9.78x

PE Ratio '28

CN¥380.79b

Market Cap '28

CN¥380.79b

Market Cap '28

9.62b

No. shares '28

CN¥39.58

Share Price '28

CN¥39.58 Share Price '28

Discounted to 2025 @ 7.35% p.a.

CN¥32.00

Fair Value '25