Dividend Payouts And Tech Initiatives Will Drive Higher Efficiency Next Year

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

23 Mar 25

Updated

07 Dec 25

Views

28

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AnalystConsensusTarget's Fair Value

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1Y

-0.4%

7D

0.4%

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1Y

-0.4%

7D

0.4%

You can edit this narrative until Dec 8 2:05 AM. Then, changes will post as Updates.

Author's Valuation

CN¥13.5915.5% undervalued

AnalystConsensusTarget Fair Value

Shared on 07 Dec 25

Fair value Increased 0.15%

000001: Dividend And Shareholder Meeting Will Support Returns In 2025

Analysts have nudged their price target for Ping An Bank slightly higher to reflect a marginal improvement in fair value to approximately ¥13.59. This change is supported by modestly better assumptions around discount rate, revenue growth, profit margins, and forward valuation multiples.

Shared on 23 Nov 25

Fair value Decreased 0.17%

000001: Dividend Plans And Lower Discount Rate Will Aid Returns In 2025

Analysts have slightly lowered their price target for Ping An Bank from ¥13.60 to ¥13.57. This change reflects minor adjustments in projected discount rates and profit margins while acknowledging stable revenue growth expectations.

Shared on 07 Nov 25

Fair value Decreased 0.33%

000001: Lower Discount Rate And Dividend Plans Will Drive Future Returns

Analysts have slightly reduced their price target for Ping An Bank from ¥13.64 to ¥13.60. This adjustment is due to a lower profit margin outlook, which is only partially offset by higher projected revenue growth and a reduced discount rate.

Shared on 24 Oct 25

Fair value Decreased 1.06%

Narrative Update: Ping An Bank Analyst Price Target Adjustment Analysts have slightly reduced their fair value estimate for Ping An Bank from ¥13.79 to ¥13.64. This change is due to marginal downward revisions in projected revenue growth and a modestly higher discount rate.

Shared on 11 Sep 25

Fair value Increased 1.03%

With both Ping An Bank’s future P/E and discount rate remaining essentially unchanged, analysts’ outlook and valuation assumptions have held steady, resulting in only a marginal increase in the consensus price target from CN¥13.65 to CN¥13.79. What's in the News Ping An Bank announced an interim cash dividend of CNY 2.36 per 10 shares for the first half of the year.

Shared on 27 Aug 25

Fair value Increased 1.67%

The upward revision in Ping An Bank’s price target reflects significantly improved consensus revenue growth forecasts, partially offset by a slightly higher discount rate, resulting in a marginal increase in fair value from CN¥13.42 to CN¥13.65. What's in the News The Board approved an interim cash dividend distribution of CNY 2.36 (tax inclusive) per 10 shares for the first half ended June 30, 2025.

Shared on 01 May 25

Fair value Increased 3.80%

Shared on 23 Apr 25

Fair value Increased 2.70%

AnalystConsensusTarget has increased revenue growth from 16.2% to 18.5%.

Shared on 17 Apr 25

Fair value Decreased 0.55%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 0.079%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 2.91%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Fair value Increased 0.47%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

CN¥13.59

15.5% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

12.17%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

8.17%

Calculation

CN¥49.43b

Earnings '28

x

6.75x

PE Ratio '28

=

CN¥333.87b

Market Cap '28

CN¥333.87b

Market Cap '28

/

19.41b

No. shares '28

=

CN¥17.20

Share Price '28

CN¥17.20 Share Price '28

Discounted to 2025 @ 8.17% p.a.

=

CN¥13.59

Fair Value '25