Loading...
WISE logo

Wise plcLSE:WISE Aktierapport

Marknadsvärde UK£11.0b
Aktiekurs
UK£10.83
UK£7.87
37.6% övervärderad intrinsisk rabatt
1Y5.2%
7D2.6%
Portföljens värde
​
Utsikt

Wise plc

LSE:WISE Aktierapport

Börsvärde: UK£11.0b

Wise (WISE) Aktievy

Wise plc tillhandahåller gränsöverskridande och inhemska finansiella tjänster för privat- och företagskunder i Storbritannien, övriga Europa, Asien och Stillahavsområdet, Nordamerika och internationellt. Mer information

WISE fundamental analys
Snöflinga Score
Värdering1/6
Framtida tillväxt3/6
Tidigare resultat3/6
Finansiell hälsa6/6
Utdelningar0/6

Belöningar

Intäkterna förväntas växa med 9.84% per år

Riskanalys

Inga risker upptäckta för WISE från våra riskkontroller.

WISE Community Fair Values

Create Narrative

See what 119 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

View all narratives

Wise plc Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för Wise
Historiska aktiekurser
Aktuell aktiekursUK£10.83
52 veckors högstaUK£12.25
52 veckors lägstaUK£7.93
Beta0.47
1 månads förändring16.01%
3 månaders förändring13.94%
1 års förändring5.25%
3 års förändring100.41%
5 års förändringn/a
Förändring sedan börsintroduktionen23.07%

Senaste nyheter och uppdateringar

WISE: Higher Margin Hopes Will Eventually Confront Lower Future P/E Assumptions

Wise’s updated analyst price target has edged higher to £7.87 from £7.77, as analysts factor in a slightly higher fair value estimate, a modestly higher discount rate, and expectations for stronger profit margins offset by more measured revenue growth and a lower assumed future P/E. Analyst Commentary Recent research on Wise reflects a mix of views, with some of the more cautious voices focusing on how much investors are willing to pay for future growth, as well as the balance between growth ambitions and execution risks.

WISE: Margin Discipline And Earnings Conversion Will Support Premium Future P/E

Wise's refreshed analyst price target edges slightly lower to about £11.60, as analysts factor in updated assumptions around discount rates, revenue growth, profit margins and future P/E following recent target trims and mixed recalibrations from firms such as UBS, JPMorgan and Cantor Fitzgerald. Analyst Commentary Recent research on Wise gives you a split picture, with some firms trimming targets while others stay constructive on the long term opportunity.

WISE: Refreshed Assumptions Will Eventually Challenge Elevated Future P/E Expectations

Analysts have trimmed their average price target on Wise to around £12.25, citing updated fair value estimates, a slightly lower discount rate, and refreshed assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent Street research shows that not all experts are fully comfortable with Wise's current valuation or execution risks, even as some major banks maintain constructive views on the stock.

WISE: Execution On Margin Discipline Will Support Future Earnings Conversion

Wise’s updated analyst model trims fair value to £11.62 from £11.75 and factors in a lower forward P/E of about 31.7x. This is in line with recent cuts to the Street price target to £12.25 and mixed, but generally constructive, analyst commentary on growth and margins.

Recent updates

WISE: Higher Margin Hopes Will Eventually Confront Lower Future P/E Assumptions

Wise’s updated analyst price target has edged higher to £7.87 from £7.77, as analysts factor in a slightly higher fair value estimate, a modestly higher discount rate, and expectations for stronger profit margins offset by more measured revenue growth and a lower assumed future P/E. Analyst Commentary Recent research on Wise reflects a mix of views, with some of the more cautious voices focusing on how much investors are willing to pay for future growth, as well as the balance between growth ambitions and execution risks.

WISE: Margin Discipline And Earnings Conversion Will Support Premium Future P/E

Wise's refreshed analyst price target edges slightly lower to about £11.60, as analysts factor in updated assumptions around discount rates, revenue growth, profit margins and future P/E following recent target trims and mixed recalibrations from firms such as UBS, JPMorgan and Cantor Fitzgerald. Analyst Commentary Recent research on Wise gives you a split picture, with some firms trimming targets while others stay constructive on the long term opportunity.

WISE: Refreshed Assumptions Will Eventually Challenge Elevated Future P/E Expectations

Analysts have trimmed their average price target on Wise to around £12.25, citing updated fair value estimates, a slightly lower discount rate, and refreshed assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent Street research shows that not all experts are fully comfortable with Wise's current valuation or execution risks, even as some major banks maintain constructive views on the stock.

WISE: Execution On Margin Discipline Will Support Future Earnings Conversion

Wise’s updated analyst model trims fair value to £11.62 from £11.75 and factors in a lower forward P/E of about 31.7x. This is in line with recent cuts to the Street price target to £12.25 and mixed, but generally constructive, analyst commentary on growth and margins.

WISE: Slower Margin Delivery Will Eventually Challenge Optimistic Future P/E Assumptions

Analyst price targets for Wise have edged higher, with the latest revisions supported by slightly adjusted fair value, discount rate, revenue growth and profit margin assumptions, along with a modestly higher future P/E estimate that reflects recent Street research, including a £0.10 target increase and an upgrade in stance on the shares. Analyst Commentary The latest Street research on Wise points to a more constructive tone overall, with incremental target moves such as the £0.10 price target lift at JPMorgan and a stance change toward a more positive view.

WISE: Slower Profit Delivery Will Eventually Challenge Optimistic P/E Expectations

Analysts have nudged their Wise price targets higher to £X, citing slightly stronger long term revenue growth and profit margin assumptions, along with a modestly lower discount rate and future P/E outlook. Analyst Commentary Recent research has framed the higher Wise price targets as part of a more nuanced debate about what investors should reasonably pay for the shares, given execution questions and the long dated nature of the growth story.

WISE: Execution Risks Around Lower Future P/E Will Pressure Overvalued Shares

Analysts have raised their price target on Wise, now implying fair value of £7.60 per share compared with £7.50 previously. They cite updated assumptions around revenue growth, profitability and a lower future P/E multiple.

WISE: Partnership Momentum Will Support Premium P/E Case Going Forward

Analysts have trimmed their price target on Wise to £13.75 from £13.80, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent research updates on Wise show that some bullish analysts are still constructive on the shares, even with a slightly lower price target of £13.75 compared to £13.80 previously.

Earnings Not Telling The Story For Wise plc (LON:WISE)

Jan 18
Earnings Not Telling The Story For Wise plc (LON:WISE)

WISE: Platform Income Durability Will Support Future Earnings Conversion Potential

Wise's analyst price targets have edged down slightly, with small adjustments such as JPMorgan trimming its target from £13.80 to £13.75. Other analysts point to moderating profit margin assumptions and a marginally higher future P/E multiple as key drivers of the updated views.

WISE: Platform Income Durability Will Support Strong Shareholder Value Creation

Analysts have nudged our fair value estimate for Wise slightly lower to approximately £11.75 from about £11.80 per share, reflecting a modestly reduced forward multiple, even as they highlight resilient long term income and earnings growth from the Wise Platform. Analyst Commentary Recent Street research reflects a generally constructive stance on Wise, with modest target price adjustments and an upgraded rating underscoring confidence in the durability of its growth profile and platform economics.

WISE: Double Digit Earnings Momentum Will Strengthen Shareholder Value Over Time

The analyst price target for Wise has been trimmed slightly, with recent Street research nudging it down by 5 GBp to 1,375 GBp as analysts factor in modestly higher discount rates while still anticipating solid double digit revenue and earnings growth from the Wise Platform through fiscal 2028. Analyst Commentary Street research remains broadly constructive on Wise, with recent notes highlighting both the strength of the Wise Platform growth profile and the sensitivity of valuation to discount rate assumptions and execution risks.

WISE: Rising Net Margins Will Strengthen Shareholder Value Going Forward

Narrative Update: Analyst Price Target for Wise Analysts have slightly reduced their price target for Wise, lowering it from £13.80 to £13.75 per share. This adjustment reflects strong profit margin improvement and revenue growth, while also considering a higher discount rate to account for evolving market conditions.

WISE: Underlying Earnings Will Accelerate as North American Expansion Continues

Analysts have raised Wise's price target to £13.90 per share, citing expectations for robust platform-driven income and earnings growth in the years ahead. Analyst Commentary Recent analyst commentary has highlighted both positive and cautious perspectives regarding Wise's valuation and business outlook.

Analysts Lift Wise Price Target as Revenue Growth and Margins Improve Amid Expansion Plans

Analysts have slightly raised their price target for Wise, increasing it from £11.94 to £12.06. They cite stronger projected revenue growth and improved profit margins, which offset minor adjustments in the discount rate and future valuation multiples.

Wise (LON:WISE) Ticks All The Boxes When It Comes To Earnings Growth

Oct 05
Wise (LON:WISE) Ticks All The Boxes When It Comes To Earnings Growth

Global Fee Competition And Rising Costs Will Erode Margins

Analysts remain constructive on Wise due to strong platform growth potential, stabilizing customer acquisition, and efficiency-driven pricing, supporting positive sentiment and Overweight/Buy ratings, with the consensus price target seeing a slight upward revision from £11.83 to £11.94. Analyst Commentary Slight reduction in price targets reflects tempered expectations for near-term upside, despite continued positive outlook.

Getting In Cheap On Wise plc (LON:WISE) Is Unlikely

Aug 13
Getting In Cheap On Wise plc (LON:WISE) Is Unlikely

Analysts Have Made A Financial Statement On Wise plc's (LON:WISE) Yearly Report

Jun 21
Analysts Have Made A Financial Statement On Wise plc's (LON:WISE) Yearly Report

If EPS Growth Is Important To You, Wise (LON:WISE) Presents An Opportunity

Jun 10
If EPS Growth Is Important To You, Wise (LON:WISE) Presents An Opportunity
User avatar

Aggressive Pricing Gambit Threatens Future Earnings Amid Infrastructure Strain

Aggressive pricing and large transfer discounts could pressure net margins and challenge future earnings if volume increases don't compensate.

Aktieägarnas avkastning

WISEGB Diversified FinancialGB Marknad
7D2.6%1.6%-0.2%
1Y5.2%13.4%19.6%

Avkastning vs industri: WISE presterade sämre än UK Diversified Financial branschen som gav 13.4 % under det senaste året.

Avkastning vs Marknaden: WISE presterade sämre än UK marknaden som gav 19.6 % under det senaste året.

Prisvolatilitet

Is WISE's price volatile compared to industry and market?
WISE volatility
WISE Average Weekly Movement4.1%
Diversified Financial Industry Average Movement4.4%
Market Average Movement5.6%
10% most volatile stocks in GB Market11.5%
10% least volatile stocks in GB Market3.2%

Stabil aktiekurs: WISE har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för UK.

Volatilitet över tid: WISE s veckovolatilitet ( 4% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
20106,500Kristo Kaarmannwise.com

Wise plc tillhandahåller gränsöverskridande och inhemska finansiella tjänster för privat- och företagskunder i Storbritannien, övriga Europa, Asien och Stillahavsområdet, Nordamerika och internationellt. I produktportföljen ingår internationell penningöverföring, wise account, internationellt betalkort, receive money, amount transfer, wise platform, business debit card och mass payment services. Företaget var tidigare känt som 456 Newco plc och bytte namn till Wise plc i juni 2021.

Wise plc Sammanfattning av grunderna

Hur förhåller sig Wise:s resultat och omsättning till dess börsvärde?
WISE grundläggande statistik
BörsvärdeUK£11.01b
Vinst(TTM)UK£386.60m
Intäkter(TTM)UK£1.72b
28.5x
P/E-förhållande
6.4x
P/S-förhållande

Är WISE övervärderat?

Se Verkligt värde och värderingsanalys

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
WISE resultaträkning (TTM)
IntäkterUK£1.72b
Kostnad för intäkterUK£348.90m
BruttovinstUK£1.37b
Övriga kostnaderUK£983.80m
IntäkterUK£386.60m

Senast redovisade vinst

Sep 30, 2025

Nästa vinstdatum

n/a

Vinst per aktie (EPS)0.38
Bruttomarginal79.71%
Nettovinstmarginal22.49%
Skuld/egenkapitalförhållande14.2%

Hur har WISE utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/05/03 02:18
Aktiekurs vid dagens slut2026/05/01 00:00
Intäkter2025/09/30
Årlig intjäning2025/03/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

Wise plc bevakas av 27 analytiker. 13 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Joao Safara SilvaBanco Santander
Sven MerktBarclays
Grégoire HermannBarclays