Velocity Financial Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NYSE:VEL Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
02 Dec 25	SellUS$128,965	Roland Kelly	Individual	6,655	US$19.38
01 Dec 25	SellUS$30,409	Mark Szczepaniak	Individual	1,572	US$19.34
03 Nov 25	SellUS$29,088	Mark Szczepaniak	Individual	1,572	US$18.50
01 Oct 25	SellUS$28,367	Mark Szczepaniak	Individual	1,572	US$18.05
02 Sep 25	SellUS$29,632	Mark Szczepaniak	Individual	1,572	US$18.85
12 Aug 25	SellUS$28,296	Mark Szczepaniak	Individual	1,572	US$18.00
01 Jul 25	SellUS$28,988	Mark Szczepaniak	Individual	1,572	US$18.44

Insider Trading Volume

Insider Buying: VEL insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of VEL?
Owner Type	Number of Shares	Ownership Percentage
Private Companies	22,813	0.0585%
Individual Insiders	1,441,051	3.7%
Hedge Funds	5,377,451	13.8%
VC/PE Firms	13,353,103	34.2%
Institutions	18,795,130	48.2%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 17.5%.

Top Shareholders

Top 25 shareholders own 96.46% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
34.3%	TruArc Partners, LP	13,353,103	US$253.8m	0%	78.81%
32.5%	Pacific Investment Management Company LLC	12,637,764	US$240.2m	0%	0.41%
13.8%	Beach Point Capital Management LP	5,377,451	US$102.2m	1.44%	46.38%
4.26%	BlackRock, Inc.	1,657,624	US$31.5m	-9.85%	no data
2.31%	Christopher Farrar	897,835	US$17.1m	0%	no data
1.23%	The Vanguard Group, Inc.	479,120	US$9.1m	-11.8%	no data
1.17%	Dimensional Fund Advisors LP	454,078	US$8.6m	9.48%	no data
1.16%	Adage Capital Management, L.P.	450,046	US$8.6m	0%	0.01%
0.57%	Geode Capital Management, LLC	220,975	US$4.2m	-15.8%	no data
0.56%	Millennium Management LLC	217,082	US$4.1m	80.9%	no data
0.54%	State Street Global Advisors, Inc.	210,104	US$4.0m	12.6%	no data
0.49%	American Century Investment Management Inc	191,956	US$3.6m	23.5%	no data
0.4%	Qube Research & Technologies Ltd	155,346	US$3.0m	138%	no data
0.39%	Mark Szczepaniak	153,379	US$2.9m	-2.98%	no data
0.3%	Goldman Sachs Asset Management, L.P.	116,322	US$2.2m	-26.4%	no data
0.29%	Jeffrey Taylor	111,027	US$2.1m	0%	no data
0.27%	Marshall Wace LLP	106,158	US$2.0m	204%	no data
0.26%	Roland Kelly	100,970	US$1.9m	-6.18%	no data
0.26%	Morgan Stanley	99,436	US$1.9m	20.1%	no data
0.25%	Arrowstreet Capital, Limited Partnership	98,250	US$1.9m	38.8%	no data
0.25%	Two Sigma Investments, LP	96,970	US$1.8m	255%	no data
0.23%	Citadel Advisors LLC	89,169	US$1.7m	42.3%	no data
0.23%	The Goldman Sachs Group, Inc.	88,216	US$1.7m	-0.41%	no data
0.21%	Charles Schwab Investment Management, Inc.	83,228	US$1.6m	-16.2%	no data
0.19%	NFJ Investment Group, LLC	75,825	US$1.4m	0%	0.05%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/12/10 18:19
End of Day Share Price	2025/12/09 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Velocity Financial, Inc. is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Eric Hagen	BTIG
Arren Cyganovich	Citigroup Inc
Steven Delaney	Citizens JMP Securities, LLC